생명보험에서의 피보험이익에 관한 소고 - 중국과 비교를 중심으로 -

신찬호(Shin, Chan-Ho) (사)한국보험법학회 2019 보험법연구 Vol.13 No.2

보험과 도박 모두 사행성 행위에 속하지만 양자는 확연히 다른 사회적 효과를 가지고 있다. 보험은 사고에 대한 미연의 방지와 위험을 분산시키고 사회적 안정을 가져올수 있다. 보험을 도박과 구분할 수 있는 것은 피보험이익의 효력이다. 피보험이익은 영국의 해상보험법에서 그 기원을 찾을 수 있으며 보험업이 발전하면서 각국은 피보험이익에 대한 논의가 활발히 이루어져 왔다. 피보험이익은 보험법에서의 핵심 개념이자 원칙으로서 도박을 방지하고 도덕적 위험 발생을 예방하며 손해보상금액의 정도를 제한하는 기능이 있다. 우리 상법은 손해보험상의 피보험이익만을 인정하고 있고, 학계 다수의 견해도 생명보험에서의 피보험이익을 인정하지 않고 있다. 그러나 점차 늘어가고 있는 도덕적 위험의 증가는 생명보험에서도 피보험이익의 유무를 확인하여 그 위험을 방지하는 것이 필요하다는 의견이 대두되고 있다. 중국의 경우 2009년 보험법을 개정하면서 피보험이익의 개념 및 피보험이익의 적용범위를 명확히 하여 생명보험까지 적용대상을 규정하였다. 이하에서는 한국과 중국의 피보험이익에 관한 개념과 주요기능을 먼저 살펴보고 생명보험에서의 피보험이익의 인정 및 그 인정범위에 관한 학설 등에 대하여 살펴보고자 한다 Both of insurance and gambling belong to the gambling behavior, but both side have distinctively different social effects. Insurance can prevent accidents beforehand, disperse risks, and bring social stability. What distinguishes insurance from gambling is the effect of Insurable Interest. Insurable Interest can be traced its origin of English Marine Insurance Law, and as the insurance business has evolved, countries have been actively discussing the Insurable Interest. Insurable Interest, as a core concept and principle, has the functions of preventing gambling and moral hazard and limiting the amount of damage compensation. In our commercial law, it is recognized only Insurable Interest, but, eve in the majority view of the academia, Insurable Interest isn’t recognized in Life Insurance. However, the increasing moral hazard is coming to the opinion that it is necessary to check Insurable Interest existence in Life Insurance and to prevent the risk. On the amendment of 2009 Insurance Act in China, it was clarified the concept and insurance coverage of Insurable Interest and defined the coverage to Life Insurance. In the followings, it will be examined first the concept and main functions of Insurable Interest of Korea and China, and the Insurable Interest recognition and the view of theories on its recognition range.

중국의 식물신품종 보호제도에 관한 연구

신찬호(Shin Chan Ho) 중앙대학교 법학연구원 2013 法學論文集 Vol.37 No.3

As genetic resources and knowledge related with genetic resources become objects important to humankind, research and development on genetic resources have become important means to economic development and competitiveness of nations. Among genetic resources, lately, studies on new plant varieties have more importance from a viewpoint of food resources. Breeding new plant varieties needs professional knowledge and techniques and a lot of time and expenses. In order to breed and promote new plant varieties, a system to protect rights of seeds of new plant varieties is necessary. The system to protect new plant varieties is to protect them by acceptance through the patent law. Another thing is to protect them by preparing for an additional bill like a protection law of new varieties of plants. Because meeting patent requirements is hard about protecting plant varieties with that kind of the patent law, difficulties occurred in protection of plant varieties. As an alternative for this, the thing which is planned with other requirements in properties of plants different from just patents in order to protect plant varieties is an agreement of UPOV (International Union for the Protection of New Varieties of Plants). China joined the agreement of UPOV 1978 on April 23, 1999 and announced acts of new varieties of plants on April 30, 1997. Later, related laws were enacted like detailed rules of implementation of protection ordinances of new plant varieties in agriculture and forestry parts, seeds law on Nov. 1, 2000, interpretation about some problems in dispute hearing of new plant varieties of supreme people's court on Feb. 5, 2001, some regulations about detailed law application problems in dispute item hearing of new plant varieties' rights of supreme people's court on Jan. 12, 2007, and so on. This paper tries to examine main contents of protection ordinances of new plant varieties in China, concrete law application problems of supreme people's court in case of occurrence of disputes on rights of new plant varieties, problems and improvement plans of protection ordinances of new plant varieties.

중국의 영업비밀 보호제도에 관한 연구

신찬호(Shin Chan Ho) 중앙대학교 법학연구원 2013 法學論文集 Vol.37 No.2

After adopting Open & Reform policy in 1978, China has promoted the introduction of new technologies and policies for development of technologies and has legislated various acts for the purpose of socialist economic development. Amid these changes for the past years, due to international trends of protection of intellectual property rights and requests for protection of trade secrets from countries that have been investing capital and technologies in China, awareness for the necessity of protecting technological or managerial trade secrets has elevated in China. Due to the domestic and overseas request for protection of trade secrets, Anti-Unfair Competition Act was legislated and enacted on December 1, 1993. Based on the provisions related to unfair competition of Convention of Paris for the Protection of Industrial Property, this law was enacted in order to foster healthy development of socialist market economy and to protect rights and interests of businesses as well as of consumers; and this law defines concept of trade secrets, the subjects to be protected and conditions, acts of violating the law, etc. and recognizes civil remedies and administrative remedies, the key content of which is compensation for damages due to violation of trade secrets. Although this law is not specialized for the protection of intellectual property rights, the protection of intellectual property rights is a core part of the law. However, many problems have variously occurred in interpreting and applying Anti-Unfair Competition Act because of political and economic circumstances of China and problems in execution of the law. Accordingly, in order to establish consistent application standard of laws by specifically clarifying application standard of laws in detail, to protect related intellectual property rights, and maintaining fair market competition order, the Supreme People's Court promulgated "Interpretation of the Supreme People's Court on Some Issues Concerning the Application of Law in the Trial of Civil Cases Involving Unfair Competition" on February 1, 2007 and has enforced it since then This paper aims to delve into the operation of trade secret protection system and interpretation of unfair competition by focusing on the codes of Anti-Unfair Competition Act of China.

중국의 인문유적보호에 관한 법제 연구

신찬호(Shin Chan Ho) 경희법학연구소 2018 경희법학 Vol.53 No.1

중국은 현대화가 가속화됨에 따라 문화유산 및 그 환경도 상당한 위협을 받고 있다. 적지 않은 역사문화도시, 고대 건축, 고대 유적 및 명승지 등이 과도한 개발과 불합리한 이용으로 중요 문화유산이 훼손되고 있다. 문물이 상대적으로 풍부한 소수민족 집단거주 구역도 환경의 변화로 민족 또는 구역문화의 특징이 소실되고 있다. 문화유산을 보호하고 국제적 교류를 추진하기 위하여 국가문물국(国家文物局), 건설부, 세계은행은 2000년 공동으로 북경에서 “기회와 도전 -문화유산보호국제포럼- (机遇与挑战 -文化遗产保护国际研讨会-)”을 개최하고 회의에서 통과된 “북경공동인식(北京共识)”을 통하여 문화유산보호에 대한 의지를 표현하였다. 2005년 12월 22일 국무원은 “문화유산보호를 위한 강화 통지(关于加强文化遗产保护的通知)”를 공포하였다. 이 통지에서 문화유산은 재생할 수 없는 자원으로 인문유적의 보호를 강화하였다. 중국의 문물보호 입법은 1930년 “고물보존법(古物保存法)”과 1931년 “고물보존법시행세칙(古物保存法施行细则)”으로부터 볼 수 있다. 1949년 신(新) 중국이 성립되면서 국무원(国务院)은 유적지 및 명승지의 보호에 관한 정령(政令)을 공포하였고, 1982년 “문물보호법(文物保护法)”이 공포되었다. 중국은 인문유적(人文遗迹)보호에 관한 체계를 형성하기 시작하였지만 인문유적에 대한 독자적인 입법이 없이 문물의 일종으로 입법에 반영되어 있다. “환경보호법(环境保护法)”이 공포된 이후 입법은 점차 인문유적을 문물과 별개로 하여 2008년 7월 1일 국무원이 “역사문화 유명도시·유명진·유명촌보호조례(历史文化名城名镇名村保护条例)”를 공포하였다. 중국 인문유적의 입법체계는 문물보호법을 바탕으로 관련 환경법으로 보충하여 보호대상의 확대와 제도의 보완을 하고 있다. 본 연구에서는 중국 인문유적에 대한 특징 및 입법연혁, 문제점 및 개선방안에 대하여 살펴보고자 한다. In China, as modernization has quickened, cultural heritage and the environment have been considerably threatened. In many historical and cultural cities, ancient buildings and remains, and scenic spots, important cultural heritages have been damaged by excessive development and unreasonable use. In the enclaves with relatively rich cultural assets, the characteristics of ethnic group and area culture have disappeared by a change of environment. To protect cultural heritage and promote international exchange, the State Bureau of Cultural Relics, Ministry of Construction, and the World Bank held Chance and Challenge - International Forum on the Preservation of Cultural Heritage , and expressed the will on the preservation of cultural heritage through Beijing Association Consciousness that passed in the meeting. On December, 22, 2005, State Council promulgated Reinforcement Notice for the Preservation of Cultural Heritage . In this notice, cultural heritage is non-reproductive resource, so this asks the preservation of human remains more. A cultural properties protection legislation in China started from the Cultural Properties Preservation Law in 1930 and Detailed Enforcement Regulations of the Cultural Properties Preservation Law in 1931. As New China was established in 1949, State Council promulgated a government ordinance of the protection of historic sites and scenic spots, and the Cultural Properties Protection Law was promulgated in 1982. China began to form a system of human remains protection, but without an independent legislation of human remains, it is reflected in the legislation as a kind of cultural properties. After promulgating the Environmental Protection Law , a legislation gradually divided into human remains and cultural properties, so State Council proclaimed Regulation on the Protection of Famous Historical and Cultural Cities, Towns, and Villages on July, 1, 2008. The legislative system of human remains in China replenishes the Cultural Properties Protection Law with the related “the Environmental Protection Law”, so expands objects to protect and redeems the scheme. The study attempts to examines legislation history, characteristics, problems, and reform measures of human remains in China.

메시지 프레이밍과 제품 유형 및 시간적 거리감이 소비자 태도에 미치는 영향

신찬호 ( Chanho Shin ),문준연 ( Junyean Moon ) 한국소비자학회 2014 소비자학연구 Vol.25 No.1

본 연구의 목적은 일반적 소비재에서 메시지 프레이밍의 방향성이 소비자 태도에 미치는 영향을 분석하고자 한다. 즉 메시지를 소비자가 제품 구매 시 얻을 수 있는 이익의 영역 또는 비 구매 시 발생되는 손실의 영역으로 제시하는 메시지 방향성이 소비자 태도에 차별적 영향을 주는지 조사하고자 한다. 과거 연구에서 사용되지 않은 제품 유형(신제품/기존제품)과 시간적 거리감(가까운 미래/먼 미래)을 메시지 방향성의 조절변수로 도입하여 주 효과와 함께 상호작용 효과를 조사하고자 한다. 본 연구는 실험을 통해 메시지 방향성(긍정형/부정형)과 제품 유형(신제품/기존제품) 및 시간적 거리감(가까운 미래/먼 미래)을 조작한다. 세 변수의 조합(2x2x2)에 의하여 8가지 실험 조건이 구성되며, 세 변수 모두 집단간 디자인으로 구성된다. 본 연구의 주요 결과를 요약하면 다음과 같다. 첫째, 소비자 태도에 영향을 미치는 주 효과 요인은 메시지 방향성이고, 메시지 방향성과 제품 유형의 상호작용, 메시지 방향성과 시간적 거리감의 상호작용 또한 유의적 영향을 미치는 것으로 나타났다. 둘째, 기존제품의 경우 긍정적 메시지가 보다 우호적인 영향을 미치는 것으로 나타난 반면, 신제품의 경우 유의적 차이가 나타나지 않았다. 셋째, 시간적 거리감에 있어서 먼 미래의 경우 긍정적 메시지가 보다 우호적인 영향을 미치는 것으로 나타났지만, 가까운 미래의 경우 효과 차이가 유의하지 않았다. 넷째, 메시지 방향성과 제품 유형 및 시간적 거리감의 상호작용은 유의한 결과를 보이지 않았다. 이 연구의 결과가 마케터에게 제시하는 시사점은 일반적으로 긍정형 메시지 프레이밍을 사용하는 것이 안전하며, 특히 기존제품을 대상으로 메시지를 구성할 때와 현재 구매가 아니라 미래 구매를 고려하는 소비자군을 대상으로 할 때 그렇다고 할 수 있다. 본 연구는 강의실에서 수행된 실험을 통한 조사로서 외적 타당성의 제약이 있고, 효과 크기가 다소 작다는 점, 실험 제품으로 한 제품이 사용되었다는 점, 먼 미래로 1년 뒤라는 한 시점만 사용된 점 등 한계가 있다. 이러한 한계를 고려하여 향후 연구방향이 제시되었다. This study attempts to examine effects of message frame direction on consumer attitudes for general consumer products. More specifically the study examines if gains-based message and losses-based message have differential influences on consumer attitudes. Also, the study examines effects of product type(new vs existing product) and temporal distance(near future vs distant future) as moderating variables of message framing. The study manipulates message framing direction(positive vs negative direction), product type (new vs existing product) and temporal distance(near future vs distant future) in an experiment. All three factors are treated as between-subjects factors and eight experimental conditions are created by combining the three factors(2x2x2). Major findings of the study can be summarized as follows. First, main effect of message framing direction and interaction effects of message framing direction by product type and message framing direction by temporal distance are significant in influencing consumer attitudes. Second, a positive message framing as opposed to a negative framing had more favorable influence for an existing product, however no significant difference was found for a new product. Third, a positive message framing as opposed to a negative framing had more favorable influence for purchasing in the distant future, however no significant difference was found for purchasing in the near future. Finally, the three way interaction of message framing direction, product type and temporal distance is not significant on consumer attitudes. The results of this study implicate that in general marketers are recommended to use a positive framing, especially when developing communication messages for existing products and for consumers who will buy in the distant future. The study has some limitations including rather small effect sizes, use of only one product as an experimental stimulus, and use of only one year later as a distant future. Future research directions are suggested to deal with the limitations.

중국 회사법상 주주총회 결의하자에 관한 연구 - 최고인민법원의 “「중화인민공화국 회사법」의 몇 가지 문제의 규정 ⑷에 관한 활용”을 중심으로 -

신찬호(Shin, Chan-Ho) 한국법이론실무학회 2023 법률실무연구 Vol.11 No.4

중국의 반도체집적회로 배치설계 보호에 관한 연구

신찬호 ( Chan Ho Shin ) 한국상사판례학회 2015 상사판례연구 Vol.28 No.3

Semiconductors called rice of industry is one of high value-added high-tech strategic industries in the information industrial society. A layout design means the two-dimensionally or three-dimensionally placed design of conductors and circuit elements to connect them. Semiconductor integrated circuit layout design means the design of showing the spatial arrangement of integrated circuits to enable functions of the electronic circuit to be peformed by integrating circuit elements in a minimum space. In the event of protection of the design as a patent, it is difficult to grant it a patent since it is hard to make the judgement of novelty, progressiveness, etc. In addition, the development of technologies proceeds and the life cycle of products is short, so it is difficult to protect the rights of layout design with a patent requiring a long period examination. Layout designs of integrated circuits, China has the basic role of the information technology industry as the core of the information industry. January 28, 2011 the State Council promulgated a Encouraging the Development of the Software and Integrated Circuit Industries Several Policies integrated circuit industry, information industry and the national strategy for the fundamental role that was expressed. The protection for semiconductor integrated circuit layout design in China has been enforced as thew State Council passed the Integrated Circuit Layout-design Protection Regulations in the 36th executive meeting Match 28, 2001 as part of the policy for the protection of intellectual property rights after sign-up with the World Trade Organization (WTO) along with economic development. At the same time, the State Route Integrated Circuit Design Layout Intellectual Property Act Implementing Regulations has been announced, effective from October 1, 2001. This study tried to examine a concept of semiconductor integrated circuit arrangement design, exclusive rights of layout design licensee, infringement remedies, problems, and improvements.

대청저작권율(大淸著作權律)에 관한 소고

신찬호 ( Chan Ho Shin ) 홍익대학교 법학연구소 2013 홍익법학 Vol.14 No.2

鴉片戰爭之後, 中國因西洋先進技術的引入和公衆文化的需求, 大增圖書的供求量, 對于出版業帶來了極大的發展. 同時也增多了?印書籍?國內的關于著作權糾紛也頻繁落出. 因著作權保護立法的呼?及外交壓力, 1902年, 從中日續修通商行船條約和中美續修通商行船條約的簽訂而開始著作權立法. 其後, 1906年制定大淸印刷物專律, 1907年制定大淸報律, 規定<<凡報中附刊之作,他日是以成書者,得享有版權之保護>>, 1908年, 淸政府參加德國柏林主辦的伯爾尼公約之後,開始了立法工作, 1910年12月18日, 請政府頒布大淸著作權律. 本律共5章, 55條, 分爲通則, 權利期限, 申報義務, 權利限制, 侵權及處罰, 附則. 大淸著作權律頒布之後, 隨著1911年10月10日辛亥革命的爆發, 大淸帝國所滅, ?未實質施行該律. 但該律是中國曆史上第壹部著作權律, 具有著極大的曆史意義. 本文主要對探討大淸著作權律的制定背景及主要內容來析評大淸所散之後, 給北洋政府于1915年頒布的著作權法和1928年南京國民政府頒布的著作權法帶來的影響.

저비용항공사 서비스품질이 사후행동에 미치는 영향

신찬호 ( Chan Ho Shin ),김윤태 ( Yoon Tae Kim ) 관광경영학회 2009 관광경영연구 Vol.40 No.-

The severe crisis of the global aviation industry has primarily struck the Full Service Carriers(FSCs) with their complex hub and spoke operation platforms and several Low Cost Carriers(LCCs) has started their operation for domestic routes and some of them has suspended their operations due to financial problems in Korea. This research has tried to examine the key service quality factors that influence on consumers` post-purchase behaviors using low cost carriers for domestic travel. Results found that there were some significant effects for word-of-mouth, re-purchase intention and recommendation by price, safety and physical service quality factors. But reservation·ticketing and flight operational service quality factors did not have any effects on consumers` post-purchase behaviors. Findings showed that new marketing strategy and planning were necessary to remove consumers` perception of safety on LCCs and to focus fares and service quality levels to survive in domestic market. If they succeed in providing almost the same service quality level for safety factor at reduced cost, they would not only stabilize their position, but also lead the industry as a whole to the next level of efficiency.

퍼징 시드 파일에 관한 연구 동향 분석

신찬호(Chan Ho Shin) 한국정보과학회 2019 한국정보과학회 학술발표논문집 Vol.2019 No.12