지역농협 가공사업의 경영분석 : B농협 김치가공사업을 중심으로

황성일 전북대학교 일반대학원 2013 국내석사

韓國農業金融의 實態分析 : 事例調査에 依한 實態分析을 中心으로

최규호 全北大學校 大學院 1975 국내석사

Importance on the problems relating to the agrioultural credit have long been recognized in Korea. The government h as also shown deep interest on this issue. It is an well-known fact that a number of basic policies were adopted to establish an effective agricultural credit system. However, our concern lies on now much the current agricultural credit has met, the demands for such credit, how much of long-term investment credit was supplied and how such credit has contributed to the promotion of agricultural productivity. In order to clarify these questions, the changes of the Korean agricultural credit policies were studied. Researches were also conducted on how these policies affected, the agricultural co-operative union and on the farm house-hold economy. The materials used in the case study method were those obtained as a result of such studies conducted at the Unkyo village in Taesan-myon, Namwon-gun, Cholla Pukdo and the Taesan-myon Unit Agricultural co-operative union between Aug. 3, l975 and Aug 9, 1975. This research activities were carried out by the Department of Agricultural Economics Jeonbug National University for 49 households. The census was conducted as of July 31, 1975 although the period covered spanned from Aug. 1, 1974 to July 31, 1975. Following problems were found out through the research studies. ① Of the total government financial investment and loans, the rate for those poured into agricultural sector has dropped. ② Of the total loans extended by the agricultural cooperative union, those extended to the cridit sector rose whereas those directed to the financial sector decreased. ③ Agricultural credit should be a long-term and low-interest one. However, because of the characteristics mentioned above, the ratio of short-term, high interest loans has been showing a rising tendency. ④ The liabilities of each farm household has been accumulating. ⑤ Borrowinga of the farm householda are generally being used for consumptive purposes. ⑥ The agricultural credit, in Korea still depends generally on private monetary sources. To help solve these problems, the-following recommendations can be made. ① Of the total investment and loans, the rate for those for agricultural sector should be elevated. ② Introduotion of Foreign loans should be expanded and the Foreign loan’s interest rate for the farm households should be readjusted downward. ③ The agricultural development credit should be enlarged by increasing the supply of financial funds and Foreign loans. ④ The mutual credit of the unit co-operative union should be expanded. ⑤ In order to elevate the productivity for the loan-credited projects, supervised credit system should be reinforced. ⑥ As a means to improve the agricultural credit system, agricultural disaster compensation system should be established and agricultural trust, stability funds should be organized with the government funds. In conclusion it is hoped that a higher-level study on these issues concerning the agricultural credit as studied by this institute should be this institute should be conducted in the near future. We hope this study will contribute to the improvement of the Korean rural economy.

우리나라 農協共濟의 實態分析과 그 改善方案 : 生命共濟를 中心으로

김종국 전북대학교 1981 국내석사

Agricultural Cooperative Business which is operated for the sake of the farmers living in Korea has been taking a significant role not only as a means to modernize our rural societies but also as a supplementary means to reinforce our social welfare systems. In order to know if our Agricultural Cooperative works in this area fairly well or not, I have prepared this report by performing in comparative analysis on materials gethered from the National Agricultural Cooperative Federation, 6 private life insurance companies and the Japanese Federation of Agricultural Cooperative. In addition, out of the data from the national trend survey on life insurance business in Korea by the Korea Insurance Corporation, I have also presented an analysis on the statistical data about the farmers and fishermen as well as the local districts like Eup or Myun. Through these studies, I have concluded as follows as possible means to improve the functions of Agricultural Cooperative activities. 1. Innovation of the Organization So far as Agricultural Cooperative is managed only as a department of the National Agricultural Cooperative Federation, it can be easily judged that the Agricultural Cooperative can not stride out of its conservativeness in regards to its characteristic managerial fearutes and that the establishment of and independant organization for its indepentant operation is needed to maximize its efficiency. 2. Currently Selling Products and New Products Developments The 4 kinds of mutual ald in life section and the other 4 kinds in non-life section don't have any sepcial charactieristics in comparison with the products of the private life Insurance companies. The products appropriate to the needs and desires of the member farmers should be developed, in other words agricultural damage protection plan or farmers, health protection plan should be developed. 3. Diversification of Underwriting and Premium-paying Methods The Cooperative Federation does its new business underwriting works together with its other activities without diversifying the former from the latter clearly. So it is necessary to recruit the professional underwriters and the selling agents and to deversify the premium paying methods by adding the various methods like monthly payments, quarterly payments and biannual payments methods to the currently most common annual payments method. 4. Aggrandizements of the Bevefits for the Member farmers The benefits of tax examption be extended to the member farmer who have not been taxexemped so far, and the ratio of reimbursement loan to farmer to the current assets should be increased to 65% from present 1.5%, in other words, most of the Cooperative assets gathered from the farmers should be returned to them. 5. Reinforcement of Public-Relations Activities Publit-Relation activities should be reinforced not only to increase the potential needs among the public about also to convert the potential into the practical purchasing power. And the convertional P.R activities should be diversified for example by visiting the prospective clients in order to improve their viewpoints about the Agricultural Cooperative activities. 6. Efficiency of Cooperative Assets Managements To increase the policy holders, dividend incomes Cooperative assests should be managed on the principle of maximization of profitability, safety, and liquidability. Since the merits of mutual aid and insurance lie in the benefits of protection and dividend incomes, the Cooperative Federation should exert itself, as in the advanced countries to give the public an impression that insurance is better than term deposite in commercial banks. The 62% of the working assets, an equivalent of 100.6 billion won which has been invested in securities should be reinvested in a more profitable objects in an attempt to deversify investment profit sources.

생태농업 전환에 대한 농가의 수용의사액 추정

유창환 충북대학교 2011 국내석사

The main objective of this research is to survey the recognition and attitude for the farmer about Ecological Agriculture of the whole district of Kwangsimyeon Yesangun Chungnam which was selected as an Eco-village to live together symbiotically with stork and to measure the farmer's willingness to accept for switching into an Ecological Agriculture by using One-and-One-Half bound optional question among Contingent Valuation Methods and to utilize basic data for the farmer to change the way from General Agriculture to Ecological Agriculture by assessing the policy implication through willingness to accept(WTA) raising awareness of the importance of Ecological Agriculture. As a result of analysis of willingness to accept(WTA), the whole average amount of respondent was estimated to be 103,596 won by considering demographic variables in linear logistic model, and 107,249 won by considering only acceptance decision, and in case of non-parametric turnbull model, the willingness to accept(WTA) was 108,300won. The most appropriate acceptance decision reliability section amount among three models was turnbull model by using cumulative distribution function method. Because population and social variables were not significant on the analysis results from the linear logistic model, the turnbull model amount which suggest the method to use cumulative distribution function of responsiveness can be considered to suggest the most applicable result. An estimated confidence interval on turnbull model was between 109,230won and 107,369won. When we compared with the average amount of organic rice price which was surveyed by Korea Agro-Fisheries Trade Corporation in Daejeon, Chungnam as 106,000won/40kg, it was being sold near the amount to acceptance decision reliability gap about Ecological Agriculture conversion. In this research, we can explain that the acceptance decision amount about Ecological Agriculture conversion which is estimated by using hypothetical bias ways to reduce on acceptance decision is applicable reimbursement amount on Ecological Agriculture conversion. In addition I compared the pesticide-free rice price with local usual practice rice price which was surveyed statically. The average selling price of usual practice rice in Chungnam was 118,567 won/80kg and the average selling price of pesticide-free rice in Daejeon was 212,000won/80kg. The difference between the amount of sales was 93,433won. It showed that there was an income disparity between usual practice agriculture and organic farming practice, and it can be said that it could be a reason for the farmer to change the way to organic farming, and the consumer could receive the benefits of safe agricultural products.

개별역량과 조직성과 간의 연관관계 분석 : 농업인과 농촌지도사 역량을 중심으로

채수호 건국대학교 대학원 2013 국내석사

본 연구의 목적은 농업인의 개별역량과 농업조직성과 간의 연관성을 알아보고자 하였으며, 농촌지도사의 개별역량과 농업조직성과 간의 연관성을 알아보고자 하였다. 또한, 농업조직성과에 통계적으로 유의미한 정(+)의 관계를 갖는 개별역량의 도출을 통하여 앞으로 농업조직성과 향상에 기초자료로 활용하고자 하였다. 이를 위하여 선행연구 고찰을 통해 10개의 농업인 개별역량과 10개의 농촌지도사 개별역량을 독립변수로 설정하였고, 종속변수로는 조직의 과정적 성과(농업조직 운영과정의 계획-실행-평가-피드백 과정)를 설정하였다. 농업인 역량과 농업조직성과 간의 연구모형에서 통제변수로는 농업인 교육 사전 경험과(교육만족도, 교육참여경험), 조직의 분위기(조직의 조직화정도, 조직 리더의 리더쉽)를 설정하였다. 농촌지도사의 역량과 담당지역 농업조직성과 간의 연구모형에서는 통제변수로 농업조직의 조직화 정도, 농촌지도사의 역할 정도, 농촌지도사의 교육관련 변수를 설정하였다. 각 변수 설정 후 농업인의 교육 참여경험 및 조직 분위기의 통제 하에서 농업인 개별역량과 농업조직성과 간의 연관관계를 분석하였다. 분석결과 10개의 개별역량 중 ‘고객만족역량, 관리능력역량, 실행성역량, 혁신성역량”은 농업조직성과에 통계적으로 유의미한 정(+)의 관계를 갖고 있었다. 농업조직의 조직화 정도, 농촌지도사의 역할 정도, 농촌지도사의 교육과 관련된 통제변수 하에서 농촌지도사 역량과 담당지역 농업조직성과 간의 연관관계분석 결과 10개의 개별역량 중 담당지역 농업조직성과와 연관성이 나타난 개별역량으로는 “네트워크 형성 역량, 조사·분석 역량, 전략적 지도역량, 현장지도 역량, 고객지향성 역량”이 농업조직성과와 통계적으로 유의미한 정(+)의 관계를 나타냈다. 반면에 기술/주제전문성 역량과는 부(-)의 관계를 갖는 것으로 나타났다. 이러한 분석결과를 바탕으로 농업조직성과 향상을 위해서는 농업조직 운영의 내부적요인인 농업인 역량 중 농업조직의 성과와 통계적으로 유의미성이 있으며, 정(+)의 관계를 갖는 개별역량의 강화가 필요하다. 이와 동시에 농업조직의 운영에 있어 외부적요인인 농촌지도사의 역량 중 농업조직의 성과와 통계적으로 유의미성을 갖으며 정(+)의 관계를 갖는 역량을 강화한다면 농업조직의 성과 향상 및 우리 농업의 지속적 발전에 큰 도움이 될 것으로 판단된다. This study aims to identify correlations between individual farmers' competency and agricultural corporations as well as between individual competency of rural extension workers and performance of agricultural corporations. Also, it aims to derive individual competency in statistically positive relations to performance of agricultural corporations and use the results as basic materials to improve rural organizational performance. In order to achieve these aims, ten types of individual competency of farmers and ten types of individual competency of rural extension workers were designated as independent variables. Process performance of organizations (plan, execution, assessment, and feedback of operational process of agricultural corporations) was designated as a dependent variable. Control variables in the research model between farmers and rural organizational performance included advance training and education (level of satisfaction with education, experience of participation in education) and organizational atmosphere (level of organizational systemization, leadership of organizations). In the research model of performance between rural extension workers and agricultural corporations of relevant areas, control variables included level of systemization of agricultural corporations, level of roles of rural extension workers, and education of rural extension workers. After setting up these variables, correlations between individual farmers' competency and performance of agricultural corporations were analyzed under the control of farmers' experiences of participation in education and organizational atmosphere. Based on the results, out of ten types of individual competency, ‘competency of customer satisfaction, capacity of management, competency in practicability, and competency in diffusion of innovation” had statistically positive relations to agricultural organizational performance. Based on the results of an analysis of correlations of performance between rural extension workers and agricultural corporations of the relevant areas under the control variables related to the level of systemization of agricultural corporations, roles of rural extension workers, and education of rural extension workers, out of ten types of individual competency, those correlated to performance of agricultural corporations of the relevant areas were “networking, competency of research and analysis, competency of strategic instruction, agricultural extension competency, and competency of customer satisfaction”. These were also statistically significant to and positively related to performance of rural organizations. However, they were negatively related to professionalism technique and subject competency. Based on these results, in order to improve performance of agricultural organizations, to be strengthened is individual competency which is statistically significant to and positively related to organizational performance among other types of competency of farmers as internal factors of management of agricultural corporations. At the same time, if such competency is strengthened as this is statistically significant to and positively related to performance of agricultural corporations among competency of rural extension workers as an external factor of management of agricultural corporations, it will be greatly contributory to improvement of performance of agricultural corporations and sustainable development of Korean agriculture.

농업인의 직업만족도 분석 : 경상북도 농업인을 중심으로

구준회 경북대학교 대학원 2020 국내석사

본 연구는 경상북도농업기술원에서 2016~2018년 동안 생산자 패널에게 실시한 농업경영성과와 농촌생활만족도 설문조사 데이터를 활용하여 농업인의 직업만족도 요인을 분석하였다. 경상북도 농업인의 직업만족도 영향 요인간의 상관관계 파악을 위하여 t검정, 스피어만 상관계수를 도입하였으며, 다중공선성 여부를 확인하고자 분산팽창계수(VIF)를 사용하였다. 마지막으로, 패널 순위 프로빗 모형을 이용하여 직업만족도에 영향을 주는 요인을 추정하였다. 연구결과 첫째, t검정 실시 결과 가격경쟁력, 정책만족도, 농업소득이 통계적으로 유의하다고 나타났다. 둘째, 스피어만 상관계수를 활용한 연도별 직업만족도 요인간 상관관계분석 실시결과 2016년은 가격경쟁력, 품질경쟁력, 농업소득으로 나타났고, 2017년은 가격경쟁력, 품질경쟁력, 정책만족도, 농업소득으로 나타났으며, 2018년도에도 가격경쟁력, 품질경쟁력, 정책만족도, 농업소득으로 나타났다. 셋째, 패널 순위 프로빗 모형으로 직업만족도 영향요인을 분석한 결과, 농업소득이 높을수록, 가격경쟁력과 정책에 대한 만족도가 높을수록 직업만족도가 높아지는 것으로 나타났다. As environments surrounding agriculture like Climate change, population expansion, Industrial revolution are changing rapidly, Concerns for agriculture is being increased. The more concerns of agriculture is increasing, the more people ask for solutions about how to educate farmers, how to reestablish status of farmers in our society. but it is still difficult in reality. Because accelleration of urbanization and population being aged cause the number of farmers to be decreased. To overcome this problem, Analyzing farmers` job satisfaction and enacting policies for supporting farmers should be concerned. Job satisfaction means degree of workers` satisfaction in their job area and industry area, This can be an important for prospect of industry future. Therefore, Various researches should be done for job satisfaction of farmers. This research analyzes farmers` job satisfaction in Northern Gyeongsang province which has the largest number of farmers in South Korea statistically by using Panel Ordered Probit Model. Datas are results of annual agricultural management and rural life satisfaction survey, gathered by panel data managed by Northern Gyeongsang province agricultural research & extension services from 2016 to 2018. Research was done by T-test with spearman correlation for relevence of factors affects job satisfation and VIF(Variance Inflation Factor) for multicollinearity. In addition, Panel Ordered Probit model was used to find factors affect job satisfaction. T-test indicated that price competitiveness, policy satisfaction, agricultural income were statistically significant. Correlation analysis using spearman correlation indicated that significant variables were price competitiveness, quality competitiveness, agricultural income and policy satisfaction in 2017 and 2018. In 2016, price competitiveness, quality competitiveness, agricultural income were significant. Analysis using Random-effect panel ordered probit model indicated that the higher agricultural income, price competitiveness and policy satisfaction were, the higher job satisfaction were.

北韓 農業構造와 南北韓 交流.協力에 關한 硏究

허승욱 檀國大學校 1995 국내석사

농업수입보장보험의 수입 안정 효과 분석 : 콩·마늘·양파 농가를 중심으로

김민현 전남대학교 2017 국내석사

국내외적으로 정치적, 경제적으로 불안정해지면서 농업의 불확실성이 확대되고 있으며 FTA 체제하에서 현재의 국내 농업 보조의 기조를 유지하는 것이 불가능하게 되었다. 최근 국내 농업은 생산량의 변동을 유발하는 자연재해, 정치적 갈등 외에도 시장 가격 변동을 유발하는 요인들로 인해 농가의 수입 또는 소득의 손실이 증가하고 있다. 현재 다수 품목에 대하여 운용 중인 농작물재해보험은 생산량 변동에서 발생하는 손실만을 보상해주는 점에서 한계가 있다. 농업수입보장보험은 농가 지원을 위한 새로운 대안으로 부상하여 2015년부터 시범사업을 시행 중에 있다. 본 연구는 수입보장보험 대상 작물인 콩, 마늘, 양파 농가에 대해 시뮬레이션 분석을 통해 농작물재해보험과 농업수입보장보험 가입 여부가 농가 효용에 미치는 영향을 분석하였다. 시뮬레이션 분석을 위해 실제 단위면적당 수확량 및 가격의 확률분포를 추정한 후 최적 분포를 결정하였다. 결정된 최적 분포에서 가상의 농지 난수를 생성하여 시뮬레이션 분석을 수행하였다. 농민의 효용함수는 CARA 효용함수 형태를 가정하며 절대위험회피계수의 변화에 따른 보험의 수입 안정 효과를 분석하였다. 일반적으로 생산량과 가격은 음의 상관관계가 존재하나 단일 농지의 수확량과 가격 간에는 상관관계가 크지 않을 가능성이 있다고 판단하여 상관계수를 설정한 경우와 설정하지 않은 경우로 나누어 분석하였다. 현실을 반영한 분석 외에 농업수입보장보험의 이론적인 효과 분석을 위해 현행 보험금 지급 방식을 배제한 경우, 보험 가입농민이 자기부담비율을 더 높게 선택한 경우의 시나리오 분석을 수행하였다. 분석결과 농민은 수입보험 가입 시에 재해보험 가입 시보다 더 큰 수입 안정 효과를 얻은 것으로 확인되었다. 가격-수확량 상관계수를 반영했을 때 수입보장보험의 효과는 감소하였다. 상관계수를 반영하지 않은 시뮬레이션은 농업수입보장보험이 농가의 효용을 상대적으로 크게 증가시키는 것으로 나타났다. 기준가격 내 수확기가격 반영 방식의 현행 보험금 지급 체계를 배제하고 이론적으로 실제수입이 기준수입에 미달할 때만 보험금이 지급되더라도 수입보험이 재해보험에 비해 수입 안정 효과가 더욱 큰 것으로 나타났다. 본 연구는 가격 및 단위면적당 수확량에 대해 다양한 형태의 분포를 추정하였으며 재해보험과 수입보험의 실제 피해율 계산 및 보험금 지급 방식을 반영한 시뮬레이션 분석을 수행하였다는 점에서 의의가 있다고 할 수 있다.

韓國農家의 農業資源利用과 經濟的 效率性 分析

하두종 慶尙大學校 大學院 2004 국내석사

This study intends to examine comparison of resource productivity and economic efficiency of individual farm household in Korea by estimating Cobb-Douglas production functions. In this study, agricultural production functions of farm household by cultivated land size and zone, region are estimated by using raw data of the 2002 Farm household Economy Survey Report. The estimated economic efficiencies ofzone and region from the results of the estimated output elasticities of labor and capital input by zone and region show significantly considerable differences in their magnitude. The sum of elasticities of production function in the farm household classified by cultivated land size varied widely, ranging from 1.047 to 1.214. The sum of elasticities of production function in the farm household classified by agricultural zone varied widely, ranging from 1.082 to 1.185. Region elasticities of production function had same rang. From the comparisons of economic efficiency of labor and capital by cultivated land size and zone, region, this study indicates that individual farm household will improve farm resource from the standpoint of maximum efficiency of labor input in the production process. The ratios of marginal products to opportunity cost for labor and capital input farm household are significantly different from unity. In particular, the ratio of labor and land in the farm households classified by cultivated land size are significantly greater than unity, respectively and the ratio ofin the farm households classified by cultivated land size shows significantly mush less then unity. To promote efficiency of the farm resource use, the farm household have to increase labor and land input, but capital input have to be reduced. The ratio of land in the farm households classified by agricultural zone are significantly mush less then unity in the urban zone and the ratio ofin the farm households classified by agricultural zone shows significantly greater than unity in the other zone. To promote efficiency of the farm resource use, the former farm household have to reduced land input, but the latter farm household have to increase land input. In conclusion, this study indicates that much of farm household will improve economic inefficiency of labor, capital and other inputs for maximizing profit as well as for achieving maximizing efficiency of farm resource

中國의 WTO 加入이 中國農業에 미치는 影響

김영자 경북대학교 일반대학원 2007 국내석사

In order to recover its position in GATT, China has declined on constant diplomatic efforts since reform and opening up. Finally, China became 143rd member of WTO on 11st, Nov. 2001. Many scientists pointed out that entry of WTO is the inevitable tendency of reform and opening up of China and that it is the big historic things during the modernization. Chinese reform was started from agriculture field first and became the manure which accomplishes the high economic growth of China. Nevertheless China is still a traditional agriculture country and land is production means of the farmer. The rural population are 900,000,000 and hold more than 70% of world population so Chinese agriculture is the only weakest link. Scale agriculture management of China is quite minute and the price of agriculture products is far higher than that of those in international markets. Also, there exist many problems from the aspect of agriculture structure with lower quality of agriculture products. With this problem it is joining WTO of China that makes Chinese domestic economy and agriculture, farmer directly faced to the coming international adventure. However, it is a fact that Chinese friendly export trade environment is in a stronger position in establishment of rules in world trade organization. Hence, through the joining of WTO, it has the responsibility to solve the structural problem of Chinese economics, to raise the income of the farmer and to promote in international rank and make China well-known in the world by reform of agriculture structure. Finally, it is necessary to make agriculture to have a harmonious development by changing crisis to chance. However, there are some insufficient sides in analysis and effective countermeasure in impacting of joining WTO on Chinese agriculture according to the present study. Therefore in this study structural trouble of agricultural products present in Chinese agriculture, difficult problem in raising income of the farmer, problems of agriculture management system and the big impact of joining WTO on these problems were investigated. The concrete impact are as follows. it is joining WTO that makes China having an friendly environment in Chinese agricultural products export trade and that promotes opening up and reform of agricultural production and macroscopic management system. It is also indicated that it is the falling behind of Chinese agriculture structure which decreases the competitive power of Chinese agricultural market. It pointed out that it is very difficult to raise the income of the farmer owing to the big effect of international market caused by decrease in price of agricultural products and cancellation of export supplement after joining WTO. Furthermore, it discussed the countermeasure on the influence from the effect having on Chinese agriculture owing to WTO joining. It indicated that we need to reform agriculture products trade structure from the effect having on export trade environment and that we must establish an export and import managing structure. It pointed out that it must deepen the rural structure reform by changing the function of government from countermeasure on rural system reform. It suggested that the countermeasure against agriculture structure reform was on the ground of comparative superior principle and that agriculture structure must be reformed and that it must make scale land operation by the progressing on urban construction. The countermeasure against farm income is to positively increase the investment in agriculture. It must carry out debit system (aid to farm). In order to meet the general demand, the necessity will be proposed to thoroughly investigate process of Chinese WTO joining, contents of negotiation with U.S.A., Japan, Korea and other countries and Chinese agriculture policy. Plan will be found to solve the structure problem of Chinese agriculture through this and it is the reason that considering a countermeasure is much more effective for permanent agriculture development.