견사결찰 유도 치주염의 치주조직 변화에 대한 투과전자 현미경적 연구

조규성,김종관,채중규,문익상,최성호,최은정,Cho, K.S.,Kim, Jong-Gwan,Chae, Jung-Gyu,Mun, Ik-Sang,Choe, Seong-Ho,Choe, Eun-Jeong 대한치주과학회 1992 Journal of Periodontal & Implant Science Vol.22 No.1

교통사고 차량에 동승 중 사상당한 대리운전의뢰인의 공동운행자성에 관한 판례연구 -대법원 2009. 12. 24. 선고 2009다80170 판결-

조규성 ( Gyu Seong Cho ) 한국상사판례학회 2010 상사판례연구 Vol.23 No.2

공단의 퇴직공무원 현금자산 수탁관리방안에 관한 연구 -공무원연금법 제87조 제2항의 시행을 위한 입법적 개선방안을 중심으로-

조규성 ( Gyu Seong Cho ) 한국상사판례학회 2012 상사판례연구 Vol.25 No.3

Public Official Pension Act, Article 87 is provision that comprehensively set forth matters about welfare of retired public officials. Public Official Pension Act, Article 87 paragraph 2 are defined as follows. Article 87(Welfare of Retired Public Officials) (1) The Minister of Public Administration and Security shall take necessary measures for the welfare of retired public officials, such as the establishment, operation, etc. of the Retired Public Official Benefits Society. (2) When the GEPS(Government Employees Pension Service) is entrusted with the cash assets of the Retired Public Official Benefits Society or retired public officials, it may manage and operate such assets. But this provision has not yet been performed because of various conditions. So in this paper, I propose legislative improvement to avoid conflicts with applicable law, for practical and effective implementation of Public Official Pension Act Article 87. First, without revision of Public Official Pension Act, I proposed revision the articles of association of GEPS, Article 37(Management of the Fund). Next, to achieve GEPS`s purpose, I suggested creation of new provisions that GEPS can be profitable business to the extent necessary. Finally, to allow for the execution of mutual aid business, I suggested revision of Public Official Pension Act Article 16 (Business Affairs of the GEPS) paragraph 4(Business affairs for the welfare of public officials).

자동차보험에서 보험회사의 치료비 지급행위가 소멸시효의 중단사유에 해당하는지 여부에 관한 판례연구

조규성(Cho, Gyu-Seong) 동아대학교 법학연구소 2011 東亞法學 Vol.- No.53

자동차보험의 손해사정실무에서 피해자가 치료를 받은 의료기관에 보험회사가 치료비를 지급한 경우, 이러한 보험회사의 행위가 우리 민법 제766조에서 규정하고 있는 단기소멸시효(손해 및 가해자를 안날로부터 3년)의 중단사유 중에 하나인 채무의 승인에 해당하는지 여부에 관하여 다툼이 발생되는 경우가 많다. 민법 제177조에 의하면, 소멸시효의 중단사유로서의 승인은 시효를 받을 당사자인 채무자가 소멸시효의 완성으로 권리를 상실하게 될 자 또는 그 대리인에 대하여 그 권리가 존재함을 인식하고 있다는 뜻을 표시해야만 시효중단의 효과가 발생한다고 규정하고 있다. 하지만 평석 대상판결에서는 보험회사가 소멸시효 완성 전에 피해자의 치료비를 "자배법"의 규정에 따라 의료기관에 직접 지급하였다면, 특별한 사정이 없는 한 피해자에 대한 손해배상책임이 있음을 전제로 그 사고로 인한 손해배상채무 전체를 포괄적으로 승인한 것으로 봄이 상당하다고 판시하여, 피해자가 아닌 의료기관에 직접 치료비를 지급한 보험회사의 행위를 소멸시효의 중단 사유중의 하나인 ‘채무의 승인’이 있는 것으로 판단하였다. 이러한 대법원의 입장은 치료비 지불보증의 법적성격 및 채무승인의 당사자에 관한 법리를 오해한 위법이 있는 부당한 판결이라고 본다. 즉 자배법 제12조에 따라 보험회사가 의료기관에 대해 교통사고환자의 치료비 지불을 보증하게 되면, 이는 자동차사고 환자의 치료비 손해에 대해서는 보험회사와 의료기관 사이에 새로운 채권채무관계가 성립하는 것으로 보아야 하고, 따라서 이러한 자배법의 규정에 따라 보험회사가 의료기관에 치료비를 지급한 것은 의료기관에 대한 보험회사 자신의 치료비 지급채무를 이행한 것일 뿐이지, 자동차사고 환자에 대한 채무를 승인한 것으로 해석될 수는 없다고 판단하는 것이 합리적인 법해석이라고 판단된다. 또한 소멸시효에 있어서 채무의 승인은 반드시 “채권자 또는 그 대리인”에 대하여 행해져야 하는 것인데, 이 경우 의료기관은 교통사고로 인한 손해배상을 청구할 수 있는 채권자가 아님은 물론이고, 그 대리인이라고 할 수도 없으므로, 의료기관에의 치료비 지불행위가 자동차사고 환자에 대한 관계에서까지 손해배상채무를 승인한 것으로 보는 것은 채무의 승인이 채권자에 대해 이루어져야 한다는 민법의 규정에도 위배되는 판단이라고 할 수 있다. 따라서 대상판결에서 설시하고 있는 판결이유는 비판을 받아 마땅하며, 향후 대법원의 입장 변경을 기대해본다. Disputes about whether or not the insurer’s medical fee guarantee to hospital has an effect on the progression and interruption of prescription in automobile insurance compensation affairs are often. ‘Acknowledgement of liability’ is one of the reasons for interruption of prescription. Also Civil Law article 766 (1) statute of short-term prescription(within three years commencing from the date on which the injured party or his agent by law becomes aware of such damage and of the identity of the person who caused it). Also in order to make an acknowledgement, having the effect of interrupting prescription, no capacity or authority for disposition in respect of the rights of the other party is required. This final judgement was considered that the insurer’s medical fee guarantee to hospital is not interruption of prescription. The reason is that according to ‘Act on Guarantee of Compensation for Loss caused by Automobile’ Article 12(Claim and Payment of Medical Fee Covered by Automobile Insurance)47), to pay the medical fee is because creating a new legal relationship, that is to say the new relationship liability between insurance companies and hospitals should see the relationship is finalized. Therefore, the insurance company paid to the hospital for treatment, that is placed his liability, but is not approved for liability of the victims. So I oppose to the final judgement because this judgement is unjust verdict from the perspective of legal personality of the insurer’s medical treatment guarantee and misunderstood legal principles about the parties of ‘Acknowledgement of liability’. I believe that my interpretation is reasonable.

대법원판례를 중심으로 본 자동차손해배상보장법상의 운행으로 인하여의 판단기준에 관한 소고(小考)

조규성 ( Gyu Seong Cho ) 한국상사판례학회 2009 상사판례연구 Vol.22 No.2

핵의학 영상기기의 감마선 검출기

조규성 ( Gyu Seong Cho ) 대한핵의학회 2008 핵의학 분자영상 Vol.42 No.2

In this review paper, basic configurations of gamma detectors in SPECT and PET systems were reviewed together with key performance parameters of the imaging system, such as the detection efficiency, the spatial resolution, the contrast resolution, and the data acquisition time for quick understanding of the system-component relationship and future design of advanced systems. Also key elements of SPECT and PET detectors, such as collimators, gamma detectors were discussed in conjunction with their current and future trend. Especially development trend of new scintillation crystals, innovative silicon-based photo-sensors and futuristic room-temperature semiconductor detectors were reviewed for researchers who are interested in the development of future nuclear medical imaging instruments. (Nucl Med Mol Imaging 2008;42(2):88-97)

정신장애로 인한 자살과 보험자의 보험금 지급책임에 관한 비교법적 고찰

조규성 ( Gyu Seong Cho ) 한국보험학회 2024 보험학회지 Vol.138 No.-

The Commercial Code and the policy of insurance contracts covering death as an insured event stipulate “intentionality of the insured” as a reason for the insurer not to pay benefits, but with a caveat: “However, if the insured harms himself/herself while unable to make free decisions due to loss of mind or body, the insurer shall pay benefits. The problem is that the interpretation of the meaning of ‘loss of mind and body’ and ‘free decision-making’, which are not clearly stipulated in the relevant laws such as the Commercial Code, is left solely to the judgment of the court, so it is criticized that the court’s interpretation of similar types of judgments in various suicide cases is not predictable. In this paper, we examine (1) the theoretical basis of insurer liability for suicide in mental disorders, (2) the degree of mental disorder required to recognize the exception, and (3) the specifics of the concept of free decisionmaking in Germany and Japan. In Germany, the essence of the jurisprudence recognizing the intentional suicide exception lies in the “lack of free decision-making, not intentionality”, this is not an exception based on lack of willfulness, but rather on lack of attribution, which is broader than lack of willfulness, taking into account foreseeability. In Japan, current theories and precedents do not agree on how to determine the level of mental disorder that can be assessed as “lacking,” whether it is “lack of intent” or “lack of free decision-making”. In light of the above discussion, we believe that our statutory scheme requires a different interpretation than the recent court decisions. In other words, “mental incapacity” is a lack of discernment and decision-making ability due to a mental disorder, and whether a person is in a state of mental incapacity is not determined by the degree of medical evidence, but is a matter of legal and normative judgment to be determined by a judge based on the opinion of an expert. It is reasonable to interpret “incapacity to make free decisions” narrowly to mean the absence of “awareness” and “will” of the consequences of death, such as loss of mind or body.

대법원판례를 통해 본 무단운전과 운행자책임에 관한 비판적 고찰: 보상실무상의 적용을 중심으로

조규성 ( Gyu Seong Cho ) 한국손해사정학회 2010 손해사정연구 Vol.4 No.-

Unauthorized Driving is the private use of men who have a certain relationship with the owner a car without permit, Automobile accidents occurred by unauthorized driving causes problems about the Operator`s liabilities of the car owner in automobile insurance compensation affairs. This thesis is written to set up standards of reasonable judgements about the Operators liabilities caused by Unauthorized Driving in automobile insurance compensation affairs referring to precedents of supreme court. Also, it is meaningful to judge the Operators and actual drivers regardless of the Operating Profits and Operating Liabilities. Namely, All the effects occurred by Car Operating should be revert to the man who operated a car for his own sake, but the inwardly intention is so subjective that it is needed to make it objectively considering the victims. If we call the inwardly desire a consciousness of operating liability the notion makes it precise to decide the Operators liabilities. It is needed to research rationally and desirably in admitting the car owner``s operators liability.

자동차보험의관의 보험금 지급기준 중 치료관계비에 관한 비판적 고찰(대법원 2009.11.26.선고 2009다57651 판결)

조규성 ( Gyu Seong Cho ) 한국손해사정학회 2010 손해사정연구 Vol.5 No.-

According to automobile insurance clause, even if the automobile accident victims have a lot of fault, the insurance company must pay medical fees. Because of this policy terms, The insurance company sued to accident victims in order to reduce insurance money. Because of this, she suffers a lot pain. If the victim filed a lawsuit, will exclude the application of policy. But the court`s ruling is unjust, because the victim has too disadvantaged. This supreme court judgement tend to be judged in favor of insurance companies. So I oppose to the Final Judgement, because that is contrary to the principles of policy`s interpretation. When interpreting the clause, by inter preted in favor of the victim, improvement of policy is needed in future. I propose that Insurance companies must improve bad business pratices with a reasonable interpretation of the clauses.

판례를 통해 본 자동차보험 약관의 문제점과 개선방안에 관한 고찰 -약관의 사법적 통제를 중심으로

조규성 ( Gyu Seong Cho ) 한국보험학회 2011 보험학회지 Vol.90 No.-

Even though automobile insurance has developed astonishingly with the improvement of automobile insurance systems and standardized agreement for the victims of automobile accidents, the victims rarely get enough salvation because minimum compensation has been preferred to positive compensation in Korea where high automobile-accident rate has been reported. Besides, the status of agreement is absolute in automobile insurance policies, and important standards for interpreting the contract and the amount of damages play a crucial role in compensating the loss of life and property. This research focuses on coordinating the interests of both parties and minimizing the problems related with the interpretation of agreement and, at the same time, protecting the rights of insurance consumers. Also in this research, my detailed investigation aims is to improve related laws and agreement(which are mentioned in this paper), in order to optimize automobile insurance agreement and defend the rights of insurance consumers. I want to be revised automobile insurance agreement as soon as possible and reasonably, through judicial regulation of conditions.