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김용재 한국금융법학회 2005 金融法硏究 Vol.2 No.2
Affiliate transactions between banks or their subsidiaries, on the one hand, and parent companies or non-bank affiliates, on the other hand, may result in conflict of interests. Furthermore, in case where bank managements are subject to factual influences from these interested parties, the safety and soundness of banks may be seriously damaged. The most representative one among these interested parties is either a majority shareholder or a parent bank holding company who may have a substantial influence on the elections and dismissals of bank managements. Almost of all the countries have provided troublesome conflict of interest transactions and strong fire-walls or chinese-walls against them, thereby protecting the safety and soundness of banks in the end. Article 35-2 through Article 35-5 of the Banking Act of Korea are conflict of interest regulations by majority shareholders modeled on the Sections 23A and 23B of the U.S. Federal Reserve Act. Section 23A places quantitative limits on affiliate transactions, forbids depository institutions from purchasing low-quality assets from their non-bank affiliates, and requires loans by banks or thrifts to their non-bank affiliates to be fully collateralized. Section 23B prohibits favortism in affiliate transactions and requires all such transactions to be conducted on arms-length basis. The Financial Modernization Act, so called the Gramm-Leach-Bliley Act of 1999, extended Sections 23A and 23B to transactions between insured banks and 金容載/ 銀行法上大株主의 利害相衝規制에 관한 硏究139 The Korean Journal of Financial Law, Vol. 2, No. 2 (2005) Conflict of Interest Regulations by Majority Shareholders under the Banking Act of Korea Kim, Yongjae their financial subsidiaries. This paper aims to analyze Article 35-2 through Article 35-5 of the Banking Act of Korea in comparison with the model Act. Part Ⅱ considers briefly the historial background and content of Sections 23A and 23B of the U.S. Federal Reserve Act. Detailed analyses of Article 35-2 through Article 35-5 are discussed in Part Ⅲ through Part Ⅵ. Part Ⅶ is the conclusionary remark of this paper.
김용재,이필우,김은변 한국목재공학회 1976 목재공학 Vol.4 No.1
This study was carried out to know the adaptability of barley flour, potato flour and white ash as extender and filler of urea-formaldehyde resin for plywood as a substitute material of wheat flour. The extenders and filler used at this study were extended by several groups of percentages. Shear strength, moisture contents, and specific gravities were compared among tested groups. The results obtained are summarized as follows. I) Wet and dry shear strength of plywoods extended by 10% barley flour, 30% potato flour, and wheat flours were shown better results than non extended plywoods. 2) There was no significant difference between plywoods extended until 50% barley flours and non extended plywoods. 3) Shear strength of plywoods extended by 50% potato and 100% barley flours were shown worse result than non extended. 4) Dry and wet shear strength of plywoods extended by white ash were shown worst result. 5) The plywoods extended by potato flours were shown nat only better shear strength, but also considered more profitable cost for extending.
은행서비스산업에서의 직무만족과 고객만족 그리고 고객충성도의 관계
김용재 東南保健大學 2006 論文集-東南保健大學 Vol.24 No.2
This study investigated efficient internal marketing strategies in bank service industry. Especially, this study investigated effects of internal marketing on external customer loyalty. Resu!ts suggest significant changes in internal customer satisfaction and external customer satisfaction, in addition to increasing the staff service quality in comparison with administrator service quality. Although this research has been performed with 3 banks, it is expected that findings of changing trends in important internal marketing activities and internal marketing activities will provide many practical implications to external marketing activities. This study will provide many practical implications to bank service marketers who want to incorporate internal customer and external customer satisfaction in their marketing strategies.
Cerebrovascular Complications of Rhinocerebral Mucormycosis
김용재,박기덕,최경규,구혜수 이화여자대학교 의과대학 2003 EMJ (Ewha medical journal) Vol.26 No.2
모균증은 진균 감염증의 하나로 급성으로 진행되며 사망률이 높은 질환이다. 다양한 임상 양상으로 나타나며 두부 모균증이 가장 흔한 형태이다. 두부 모균증의 임상 경과는 감염의 해부학적 위치에 따라 두통, 안면 부종, 압통부터 안구 돌출, 안구 마비, 시력 소실 등 다양하게 나타난다. 모균증은 혈관계를 잘 침범하며, 두부 모균증의 경우 해면 정맥동의 침범뿐 아니라 아주 드물게 내 경동맥이나 두강 내 혈관을 침범하는 경우도 있다. 저자들은 뇌혈관 질환이 동반된 두부 모균증의 드문 합병증 3예를 경험하였기에 문헌 고찰과 함께 보고하는 바이다.