노인에 대한 경제적 착취에 관한 고찰

국문 초록 (Abstract)

노인에 대한 경제적 착취의 심각성과 관련하여 우리 사회의 인식은 매우 낮을 뿐만 아니라 법률적, 제도적 준비도 거의 되어 있지 않은 상황이다. 따라서 노인에 대한 경제적 착취 예방을 위하여 다음과 같은 대안이 마련되어야 할 것으로 보인다. 첫째, 노인복지법상 경제적 착취의 개념정의, 착취유형의 구체화, 착취문제 해결을 위한 개입절차, 처벌규정, 교육방안 등의 내용을 신설하여야 할 것이다. 둘째, 노인의 경제적 착취를 조기에 발견하고 대응하기 위하여 금융기관과 정부기관 및 가족 간 상호 연계 시스템을 구축할 필요성이 있다. 셋째, 성년후견제도의 취지를 극대화하고 친족에 의한 노인의 경제적 착취를 예방하기 위하여 법인후견제도를 적극 확대하도록 해야 할 것이다. 넷째, 민간의 영역에서 노인의 경제적 착취를 예방할 수 있는 노력도 중요하다. 요컨대, 경제적 착취문제를 해결함에 있어 가장 중점을 두어야 하는 부분은 예방적 관점이다. 노인을 대상으로 하는 경제적 착취 예방교육, 금융기관과 민간기업의 착취 예방 프로그램 개발 그리고 경제적 착취의 위험신호를 사전에 포착할 수 있는 시스템 구축 및 전담 기구를 구성하는 것은 중요한 문제라고 생각한다.

다국어 초록 (Multilingual Abstract)

In Korea, there is a lack of awareness of elder abuse and the degree of understanding of elder human rights is low. There is no awareness of the need to intervene in an immediate crisis, seeing elder abuse as a problem of the elderly"s right to live, so the situation remains inadequate. In particular, regarding the seriousness of the elderly"s economic exploitation, social awareness is also very low, and legally and institutionally, there is little preparation. Therefore, protecting the elderly from economic exploitation is an important issue not only for the security of the elderly individual"s stable retirement life, but also for the sound development of our society. For this reason, in this study, specific measures to improve the system were sought to prevent economic exploitation of the elderly, and the contents are as follows.
First, the Welfare of the Elderly Act needs to specify or typify the types of prohibited acts in accordance with the principles of criminal justice. In other words, there is a need to list more specific types of economic exploitation in older people.
Second, it is necessary to establish an interconnected system between financial institutions, government agencies and families to detect and respond to economic exploitation of the elderly early.
Third, it should be possible to actively expand the corporate guardianship system in order to maximize the purpose of the adult guardianship system and prevent economic exploitation of older persons by relatives.
Fourth, since financial institutions are in a position to easily understand the flow of assets for senior citizens, they should establish a legal basis to report abnormal signals in the flow of wealth for senior citizens. For private companies, I think the government"s policy support will also be needed to establish an economic exploitation prevention system for the elderly or research and development of programs.
So the most important part of solving the problem of economic exploitation for the elderly is to be a preventive perspective. In other words, economic exploitation prevention education for the elderly should be conducted, and financial institutions and private enterprises should prepare programs to prevent exploitation. It is also very important to establish a system in which government, financial institutions and judicial agencies can share and manage information so that they can detect danger signals of economic exploitation in advance.

목차 (Table of Contents)

• 국문초록
• Ⅰ. 들어가는 말
• Ⅱ. 경제적 착취의 현황과 특성
• Ⅲ. 경제적 착취예방을 위한 제도
• Ⅳ. 경제적 착취예방을 위한 법률적 정책적 제언
• Ⅴ. 맺음말
• 참고문헌
• ABSTRACT

참고문헌 (Reference)

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