발행은행과 확인은행의 의무부담에 따른 문제점과 대책에 관한 연구 = Liability of Issuing Bank and Confirming Bank in Letter of Credit

다국어 초록 (Multilingual Abstract)

The letter of credit is an device for facilitating complex international and domestic business transactions. The issuing bank and applicant are parties to the contract for opening letter of credits where the issuing bank the credit at the request of the applicant.
In some cases, the beneficiary of the letter of credit dose not believe the undertaking of the issuing bank. An advanced system for filling this gap is the confirmed letter of credit.
Confirmation means a definite undertaking of the confirming bank, in addition to that of the issuing bank, to honour or negotiate a complying presentation and the bank that adds its confirmation to a credit upon the issuing bank’s authorization or request.
The confirming bank, which has paid the seller in accordance with the terms of credit, is entitled to reimbursement from the issuing bank and/or the application for the credit.
There are many similarities between issuing bank and confirming bank, namely the confirming bank with the issuing bank has the nature which is equal legally.
But the issuing bank and the confirming bank has many different point about the duty and right. in addition, regulations fail to explain international trade and current customs of the issuing bank and confirming bank of legal obligation. Therefore, rules can sometimes brings many kinds of problems and actions.
The article tries to enhance the parties’ understanding about the banks which have obligation responsibility and also gives consideration to the clear concept of Issuing Bank and Confirming Bank to present the dispute. Its article to study the responsibilities between the issuing bank and confirming bank arising with the documentary credit not only on the basis of theoretical, legitimate but also commercial.
The purpose of this article, as setting up measures, is to minimize the dispute between relative parties who use confirmed letter of credit.

목차 (Table of Contents)

• Abstract
• Ⅰ. 서론
• Ⅱ. 발행은행과 확인은행의 지위 및 특성
• Ⅲ. 발행은행과 확인은행의 의무 부담 따른 문제점
• Ⅳ. 발행은행과 확인은행의 의무부담의 한계 및 대책
• Ⅴ. 결론
• 참고문헌

참고문헌 (Reference)

1 장흥훈, "화환신용장거래에서 확인은행의 법적 지위와 관계당사자에 대한 책임의 한계" 한국무역상무학회 13 (13): 2000

2 석광현, "신용장의 비서류적 조건의 유효성" 한국무역상무학회 22 (22): 137-171, 2004

3 강원진, "신용장론 제5판" 삼영사 2007

4 양영환, "신용장론" 삼영사 1999

5 박상현, "신용장거래에서 은행책임 한계에 관한 연구 (UCP600을 중심으로)" 인천대학교 2009

6 강원진, "신용장거래에서 비서류적 조건의 인정여부에 관한 사례검토- ICC유권해석, 미국 및 한국법원의 판례를 중심으로" 한국무역상무학회 33 : 3-28, 2007

7 이희숙, "수출대금결제리스크 관리에 관한 사례 연구" 한국무역연구원 6 (6): 203-238, 2010

8 김동윤, "보증신용장거래에서 지급청구의 문제점에 관한 고찰" 한국무역연구원 7 (7): 339-357, 2011

9 김선국, "미국통일상법상 신용장 제도에 관한 연구" 고려대학교 1985

10 손성문, "무역거래에서 신용장확인의 법률적 효력" 부산대학교 1994

11 허재창, "UCP상에서 거절절차의 변천에 관한 연구" 한국무역연구원 4 (4): 2008

12 Schmitthoff C.M., "Schmitthoff's Export of Trade, 11th ed" Stevens & Son, London 2007

13 Gutteridge Richard King, "Megrah's Law of Banker's Commercial Credit, 8th ed" Inner Temple, Barrister 2001

14 Dolan John F., "Letter of Credit:A Comparison of UCP500 and the U.S.Article 5" 1999

15 Smith Guy W.Lewin, "Irrevocable Letter of Credit and Third Party Fraud : The American Accord" Virginia of Int'l Law 1983

16 P.W Thayer, "Irrevocable Credits in International Commerce : Their Legal Effects" 1937

17 Clayton P Gillette, "Holders in Due Course in Documentary Letter of Credit Transaction" Ann Rev.of Banking L 1982

18 Collyer Gary, "Documentary credit 2007 Revision", Collyer Consulting LLP"

19 Ellinger E.P., "Documentary Letter of Credit" University of Singapore Press 1970

20 Barski Katherine A., "A Comparison of Article 5 of The Uniform Commercial Code and The Uniform Customs and Practice for Documentary Credits" Loyola University 41 : 1996