The purpose of this study is to analyze the factors of determination that affect housing costs burden which is the housing affordability of newly married couples. The study used the survey of the housing status of the newly married couple in 2015. The...
The purpose of this study is to analyze the factors of determination that affect housing costs burden which is the housing affordability of newly married couples. The study used the survey of the housing status of the newly married couple in 2015. The subject of research is a rental 825 households belonging to the young generation group among survey respondents. Analysis conducted a correlation analysis, distributed analysis, and conducted analysis in the preliminary analysis phase and performed multiple regression models during the verification analysis phase. Key analysis results include: First of all, households with excessive housing costs (25 percent of RIR) spend less money and dual-income help reduce housing cost. Second, it was chosen to select housing types for residential type weakness (semi basement, underground, and rooftop) to reduce housing costs. Third, the increase in the number of children has a significant effect on the increase in housing costs. Fourth, households with high educational standards and a large amount of money spent on house chores showed low housing costs. If you look at the results of the analysis in a policy, First, public rental housing has become a significant result of reducing housing costs. Second, the use of mortgage loans and housing costs for housing financing is shown to be insignificant, which means that rental deposits and rental deposits are used to house high-quality housing. Third, the use of loans and loans is attributable to increased housing costs, and interest rates arising from loans and loans should affect housing costs and devise ways to relieve housing costs through savings. Fourth, households living in the Greater Seoul area are highly dependent on housing costs, so they need to purchase customized housing in the metropolitan area and expand the supply of public rental housing.