Notwithstanding the recent banking innovations, like mobile money services, microfinance institutions still rely on brick‐and‐mortar branches to provide financial services to the poor in the sub‐Saharan Africa (SSA) region. Moreover, the number ...
http://chineseinput.net/에서 pinyin(병음)방식으로 중국어를 변환할 수 있습니다.
변환된 중국어를 복사하여 사용하시면 됩니다.
https://www.riss.kr/link?id=O119685353
2019년
-
0954-1748
1099-1328
SCOPUS;SSCI
학술저널
393-410 [※수록면이 p5 이하이면, Review, Columns, Editor's Note, Abstract 등일 경우가 있습니다.]
0
상세조회0
다운로드다국어 초록 (Multilingual Abstract)
Notwithstanding the recent banking innovations, like mobile money services, microfinance institutions still rely on brick‐and‐mortar branches to provide financial services to the poor in the sub‐Saharan Africa (SSA) region. Moreover, the number ...
Notwithstanding the recent banking innovations, like mobile money services, microfinance institutions still rely on brick‐and‐mortar branches to provide financial services to the poor in the sub‐Saharan Africa (SSA) region. Moreover, the number of microfinance branches has continued to increase remarkably since the early 2000s. In light of that, we study the influence of geographic expansion of the branches network on the profitability of 343 microfinance institutions operating in 36 countries of SSA over the period 2003 to 2012. By exploiting the ordinary least squares and generalised method of moments approaches, we found that the geographic expansion of microfinance branches is positively associated with an increase in profitability. Conspicuously, the policy implication regarding this study's findings is that extending financial services to the poor, via branch expansion, is optimal for microfinance institutions operating in SSA. Nevertheless, the branching strategy must be accompanied by operational efficiency to safeguard the advantages of economies of scale gained through the scale‐up of the branch network. © 2019 John Wiley & Sons, Ltd.
Foreign Direct Investment, Political Business Cycles and Welfare in Africa
Trade Openness, Economic Growth and the Global Financial Crisis of 2007–2009 in Latin America