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1 양승호, "통합기술수용이론(UTAUT)에 의한 핀테크 결제서비스 사용의도에 관한 연구" 경영경제연구소 38 (38): 185-211, 2016
2 박영아, "스마트폰 어플리케이션 수용을 통한 오프라인 행동 예측요인 검증에 관한 연구: 기술수용모델(TAM)과 합리적 행동모델(TRA)의 복합모형 적용을 중심으로" 한국기업경영학회 20 (20): 115-133, 2013
3 박재진, "소비자 혁신성이 온라인 쇼핑행동에 미치는 영향- 혁신기술수용모델을 중심으로" 한국방송광고공사 (63) : 79-101, 2004
4 조성도, "기술 제품의 사용 확산에 영향을 미치는 요인에 관한 연구:사용양과 사용 종류의 다양성 관점" 한국마케팅학회 22 (22): 67-86, 2007
5 주소현, "금융거래에서 핀테크 수용에 관한 연령대별 비교 및 관련변수의 탐색" 한국소비문화학회 21 (21): 175-202, 2018
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