사회보장체계의 구조개혁에 관한 고찰 = A Study on the Structural Reform of Social Security System in the Republic of Korea

다국어 초록 (Multilingual Abstract)

This paper attempted to present future structural reform measures of social security system, recognizing that the current social security system cannot properly cope with the current problem and cannot respond to future paradigm changes. The social security system was approached and evaluated in terms of targets, benefits, finances, governance, and performance indicators. The current system has wide blind spots, inadequate benefits, confusion between universal and selective welfare, and inefficient governance, and as a result, the quality of life indicators are far behind in the light of global standards. Reform of the current system seems inevitable to prepare for the upcoming new normal. As a major proposal, first, it will be reorganized into a universal social security system that encompasses blind spots, but the Eup-Myeon-Dong administrative welfare center (‘self-governing village’) will be the first point of contact by unifying the organizations for financing and benefits/services delivery. Second, it aims for proportional welfare in proportion to the income (property) and situation of individuals or households. The basic livelihood benefits and work incentives (child incentives) system will be integrated, and a elderly three-tier income guarantee system of the basic pension, national pension, and retirement pension will be established. Third, the emphasis is on integrating Medical Aids into national health insurance and preventing medical poverty caused by severe-long term diseases. Fourth, in addition to the public security system, it should be active in organizing private welfare resources. Fifth, it is necessary to select and manage international standards of quality of life indicators according to the economic level every year.