不動産 投機抑制方案에 관한 硏究 = (A) study on the actual state of speculations on real estate control

다국어 초록 (Multilingual Abstract)

This research analyzes the current situation of and speculation on the real estate and suggests how to prevent such speculation by suggesting how to prevent real estate speculation by pointing out the problem of the government's real estate and housing policy.
It is not strange that people pay attention on the real estate and think it as a big investment chance because of high density of population in Korea. However, it is not a good way if such investment becomes speculation for short term profit and widens the gap between the rich and the poor.
Until today, the government's policy was trying to cover up, not solving the problem itself; the policy was made as an emergency and temporary solution and focused on slowing down the price increase on real estate and preventing the speculation. However, those policies failed and the notorious cycle of real estate-speculation, prohibition, recession, government's supportive policy, and re-speculation-continued. And, the real estate price jumped like a rocket. To overcome such failures, the government introduced new policy on Oct, 29. 2003, called the total countermeasure for the housing market stability.
The new government's policy to solve the real estate speculation can be summarized in the following way.
First, on policy side, the government must improve the financial solution such as the tax-the transfer tax on the transaction income, property tax, and collective real estate tax-realization of the standard price, designation of real estate speculation area, and lowering the ratio of the house mortgage. In addition, the government must strengthen the penalty on the violator of real estate law and regulation and make it active, the real estate related financial products market-REITs, MAS, ABS-so the government could direct the healthy investment on real estate.
Second, the law and regulation must be improved as well. Even though there are numerous laws and regulations about the real estate, they only focus on the forms and steps of the transaction. Therefore, they can't prohibit the speculation properly. To solve such a problem, the method of screening those who foster and/ or commit speculation must be improved and strengthened. The taxation should also be changed to prevent the windfall income by improving the tax policy and designating declared value.
Third, the detail information regarding to the ownership and the transaction of the house, which is basic for human life and can be easily targeted for speculation in Korea. It must be computerized so the real-time status of the land and building could be available.
Forth, the real estate policy is not only a problem for ministry of finance, construction, and transportation. They must also have close cooperation with ministry of education, government, environment, common well-fare, and tax administration. Government should not rely on only temporary emergent solution, but come up with a solution that all population can trust and rely on.
Up to this point, we analyzed the reason of real estate speculation and the problems of the government's policy and regulation. However, it can't be expected that people will follow the laws and regulations without enough understanding. Therefore, advertising real estate related laws and regulations to the public must be enhanced, too.
While conducting this research, the most recent domestic and foreign professional books, various research documents, and the statics of the related government's agencies were used to collect information and theoretical background bout the analysis and problem of the current real estate policy and regulations.

목차 (Table of Contents)

• 目次 = i
• 第1章 序論 = 1
• 第1節 硏究의 目的 = 1
• 第2節 硏究의 範圍및 方法 = 3
• 第2章 不動産 投機에 대한 理論的 考察 = 4
• 第1節 不動産 投機의 槪念 = 4
• 第2節 不動産 投機의 發生要因 = 5
• 第3節 不動産 投機의 影響 = 7
• 第3章 우리나라 不動産市場 分析 = 10
• 第1節 不動産市場의 特性 = 10
• 第2節 土地市場의 現況 分析 = 12
• 第3節 住宅市場의 現況 分析 = 15
• 第4節 不動産市場의 問題點 = 16
• 第4章 우리나라 不動産 政策의 問題點 = 19
• 第1節 不動産 政策의 時代別 변천 개괄 = 19
• 第2節 土地政策의 問題點 = 26
• 1. 土地所有權 規制 制度 = 26
• 2. 土地去來 規制 制度 = 27
• 3. 土地利用 規制 = 29
• 4. 土地供給 制度 = 30
• 5. 公示地價 制度 = 31
• 第3節 住宅政策의 問題點 = 32
• 1. 住宅供給 制度 = 32
• 2. 住宅去來 規制 制度 = 33
• 3. 住宅金融 制度 = 34
• 第4節 不動産 관련 稅制의 문제점 = 36
• 1. 非現實的인 課稅標準 = 36
• 2. 去來稅와 保有稅의 相對的 不合理 = 37
• 3. 土地보유세와 建物보유세의 相對的 不合理 = 37
• 4. 開發利益 還收 機能 未洽 = 38
• 第5節 우리나라의 不動産 投機 實態 = 45
• 第5章 不動産投機 抑制 對策 = 45
• 第1節 종합적인 不動産政策 樹立 = 48
• 第2節 土地政策의 改善 方案 = 48
• 1. 計劃的이고 綜合的인 土地政策 樹立 = 48
• 2. 土地所有權 規制 制度 改善 = 49
• 3. 土地去來 規制 制度 改善 = 50
• 4. 土地供給 制度 改善 = 52
• 5. 公示地價 制度 改善 = 53
• 第3節 住宅政策의 改善 方案 = 54
• 1. 住居安定을 위한 住宅政策으로 轉換 = 54
• 2. 住宅供給 制度 改善 = 55
• 3. 住宅金融 制度 改善 = 56
• 第4節 不動産 관련 稅制의 改善方案 = 59
• 1. 課稅標準의 現實化 = 59
• 2. 讓渡所得稅의 改善 = 60
• 3. 土地와 建物의 保有稅 改善 = 61
• 4. 登錄稅 稅率構造의 合理化 = 61
• 第6章 結論 = 63
• 參考文獻 = 69
• ABSTRACT = 73