우리나라 輸出支援金融에 관한 硏究 = (A) Study on the Export Financing System in Korea

다국어 초록 (Multilingual Abstract)

Export financing system plays roles in increasing the external competitive power of export goods accelerating the amounts of export and improving the balance of payments through furnishing low-interest funds demanded in export financing system may be altered according to the stages of economic development and policies for economic growth in each country. Therefore, it may be asserted that export financing system in a country has been changed to cope with its actual situation (e.g. the structure of foreign trade and money market).
Korea has accomplished high growth of economy since the beginning of 1960's. It is the export financing system among policies for export support that played the most important part in achieving the marvellous result. Although it dares to be asserted that Korean export financing system has also been changed to meet flexible situation of foreign trade, the current export financing system involves several problems.
They are the expansion of money supply due to the increase of export financing, the excessive bias towards short0term financing, the severe dependence on government of export industries and the like.
Recently Korea get faced with a difficult situation in foreign trade because of the new trend of protection the decrease of external competitive power in consequence of continuous rise in wages and the difficulty in taking a direct export support policy due to the surplus in the balance of payments which is expected to go on with. Therefore, in order to cope with the changes of situation in foreign trade, several countermeasures should be taken into consideration as follows ;
1. The interest rate of short-term export financing should be gradually equalized to that of commercial loan, and short-term export financing should be ultimately abolished.
2. The unit price per dollar in export financing should be differentiated to the advantage of small and medium industries so as to encourage export of small-various goods.
3. The loan conditions of export financing should be differentiated in order to improve the structure of export industry, to uplift foreign exchange earning rate and to diversify export market.
4. Fluctuation of the unit price per dollar in export financing occasionally caused finantial instability to export industries. Indeed the unit price per dollar should maintain the fixed ratio such as 90％ , 95％ and so on.
5. The reinforced financing support should be given to the middle and long-term export, particulary to the delayed payment export. Accordingly the amount of export will be incessantly increased through improving the structure of export goods.
6. The distribution of middle and long-term export financing has been concentrated on the shipbuilding industry.
Such biased distribution of the funds should be corrected. The reasonable distribution of them can be made by preparing support standards which may be considered added value rate, foreign exchange earning rate and reliance rate of domestic raw materials.
7. Export Import Bank should secure stable funds. Consequently, it is necessary to contrive such devices as compensating gab of interest rate when borrowing interest rate is higher than loan interest rate, discounting delayed payment export bill and issuing loan bonds.

목차 (Table of Contents)

• 목차 = 1
• Ⅰ. 序論 = 5
• 1. 硏究의 目的 = 5
• 2. 硏究의 範圍 및 方法 = 7
• Ⅱ. 輸出支援金融의 本質 = 9
• 1. 輸出支援金融의 意義 및 種類 = 9
• 2. 輸出支援金融의 特徵 = 13
• 3. 輸出支援金融의 經濟的 效果 = 17
• Ⅲ. 우리 나라 輸出支援金融의 變遷過程 = 20
• 1. 輸出活動正常化 支援期 (1950.7~1961.2) = 20
• 2. 輸出支援金融制度 基盤構築期 (1961.2~1972.3) = 22
• 3. 輸出支援金融制度 整備擴充期 (1972.3~1985.11) = 23
• 4. 輸出支援金融制度 統合調整期 = 26
• Ⅳ. 輸出支援金融의 實態 = 28
• 1. 우리나라 輸出支援金融制度의 現況 = 28
• 2. 主要國의 輸出支援金融制度 = 51
• 3. 主要國과 우리나라의 輸出支援金融制度의 比較 = 59
• Ⅴ. 우리나라 輸出支援金融의 問題店과 改善方案 = 63
• 1. 輸出支援金融으로 인한 金融政策의 硬直性 緩和 = 64
• 2. 中小企業에의 輸出支援金融의 强化 = 65
• 3. 輸出支援金融條件의 差別化 = 66
• 4. 弗當 融資單價의 合理的 調整 = 67
• 5. 中長期輸出支援金融의 强化 = 69
• 6. 中長期輸出支援金融 貸金配分의 合理化 = 69
• 7. 中長期輸出支援金融 財源調達方法의 改善 = 72
• Ⅵ. 結論 = 75
• 參考文獻 = 78
• SUMMARY = 81