손해보험사의 리스크관리 행태 연구 = An Analysis of Risk Management by property and Libility Insurers

다국어 초록 (Multilingual Abstract)

This empirical survey zesearch aims to analyze the current status of risk management systems in 11 Korean P/L insurance companies fallowed by providing corresponding suggestions and implications for the industry and supervision agencies. The survey reveals that the prevailing risk management systems are not so developed in terms of integration, diversity, and/or level of quality. Also management of risk limit and integration of electronic system appears not so sufficient as expected. There is a growing recognition of needs for well-functioning risk management system among respondents, who increasingly try to manage business risk better than before. Lacks in expertise of manager level and insufficient understanding of top management, which critically interfere development of risk management systsm, inplies that ,overall training and education of employeyees and corporate culture regarding RM system should be strengthened.