전자정보 관련 법령 재정비에 대한 제언 = Suggestions for reorganizing regulations on electronic information

국문 초록 (Abstract)

본 논문은 CBDC 도입 시, 한국 사회에 CBDC를 신속하고 안정적으로 연착륙시켜 적시적인 효과 및 통화정책의 운용을 도모할 수 있는 방안을 모색하는 것을 목표로 한다.
CBDC의 개념 요소와 기존 화폐 개념을 비교하여 그 속성 및 법적 성격을 분석한 결과 CBDC를 법화로 규정함으로써 각 경제주체 간 공통된 이해의 틀을 마련하고, 예측 가능성 및 법적안정성을 확보해야 한다는 점을 도출하였다. CBDC의 여러 유형 중에서도 계좌형 및 혼합형 방식은 사법상 거래관계에 관한 법적안정성과 집행법상의 실효성 및 한국은행 제도의 운용 취지를 준수하면서 기존의 민간금융기관의 인프라 등을 활용하여 효율적으로 신속하고 안정적인 제도 도입을 가능하게 한다는 점에서 적합한 도입방식이라고 본다.
구체적으로는 한국은행법 제·개정 예시 조문을 제시하여 계좌형, 혼합형 CBDC 발행을 위한 법적 근거를 제안한다.

다국어 초록 (Multilingual Abstract)

According to a recent decision on an appeal against a document submission order (Seoul High Court decision 2023D20237 dated August 10, 2023), in the process of determining whether electronic information is subject to a document submission order, the court It is rather rare to hold a large amount of information such as original data in paper form, and it is unreasonable that whether or not the information is subject to a document submission order varies depending on the form in which the information is held, and submission through a document submission order. Even if the information subject to this is in electronic form, it is reasonable to view it as a document subject to a document submission order under Article 344 of the Civil Procedure Act.' Supreme Court, 2018S34 en banc decision dated July 17, 2023, Supreme Court On August 28, 2023, a ruling was made to the same effect as Decision 2019Ma6212.
It was ruled that This can be seen as a ruling that reflects the social change that in modern society, the form of ‘electronic information’ has as important a value as a method of evidence as the form of ‘paper’. Considering that such electronic information not only has high value as a method of evidence in litigation proceedings and is likely to be submitted in greater quantities in the future, it will be inevitable to establish the concept of electronic information and prepare procedures to collect and investigate it as evidence.
The establishment of evidence investigation procedures for electronic information in the United States, many continental law countries, and recently in Japan shows the urgency of reorganizing our laws regarding electronic information. In particular, I think what should be noted in Japan's recent revisions to electronic information is the revision of the Civil Procedure Act, the basic law. The suggestions for reorganization of electronic information presented in this paper are minimal, and not only is it necessary to establish new procedures to reflect the characteristics of electronic information, but also because electronic information itself is subject to evidence investigation, it is necessary to unify the rules and procedures for it. Keeping in mind that there is a need to do so, it is time to seriously and thoroughly review the implications for us by referring to overseas legislative examples and to reorganize the civil procedure laws so that electronic information itself can be submitted and investigated as a method of evidence.