도시가계의 재무관리행동과 재무건전성 = Financial Management Behavior and Financial Solidity of Urban Households

다국어 초록 (Multilingual Abstract)

The purposes of this study was to analyze the effects of household characteristics and financial variables on financial management behavior and financial solidity.
The major results could be summarized as follows. First, Debt management behavior and risk management behavior reveled a higher score than any other financial management behaviors. The main determinants of financial management behavior were financial communication and financial attitudes. The more positive financial attitudes and the more financial communication were, the better the financial management behavior followed. The set of households characteristics variables accounted for 2% of the variance in the financial management behaviors. But the addition of financial related variables resulted in an R2 change of 33%. Second, the financial solidity by median was 4.10. It means that usuable net asset is four times higher than the total amount of risk. Household head's age, financial attitudes and financial management behavior were the variables affecting the financial solidity.

목차 (Table of Contents)

• Ⅰ. 서 론
• Ⅱ. 이론적 배경
• Ⅲ. 연구방법
• Ⅳ. 연구결과 및 해석
• Ⅴ. 결론 및 제언
• 참고문헌