This article want to discuss on comparative research between CHIPS and ACH in the electronic payment systems which America has and uses at present. CHIPS(Clearing House Interbank payment System) is a New York-based automated private-sector...
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https://www.riss.kr/link?id=A76489314
2008
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CHIPS ; ACH ; Funds Transfer ; Bank ; Settlement
320
KCI등재
학술저널
105-122(18쪽)
3
0
상세조회0
다운로드다국어 초록 (Multilingual Abstract)
This article want to discuss on comparative research between CHIPS and ACH in the electronic payment systems which America has and uses at present. CHIPS(Clearing House Interbank payment System) is a New York-based automated private-sector...
This article want to discuss on comparative research between CHIPS and ACH in the electronic payment systems which America has and uses at present. CHIPS(Clearing House Interbank payment System) is a New York-based automated private-sector clearing facility for large-dollar transfers. It is a central switch communication and settlement system whose 53 participating banks exchange same-day payment messages over dedicated communication lines linking each one to the CHIPS central computer. On January 22, 2001, CHIPS introduced immediate finality for payment released from the CHIPS queue. The CHIPS system is not a real-time gross settlement system. CHIPS is hybrid system that uses a computer program to select payment order in a queue for release to the receiving bank. CHIPS is governed by CHIPS Rules and Administrative Procedures. The ACH(Automated Clearing House) System, a computer-based national counterpart to the check system, is a batch-processing value-dated electronic payment mechanism, supporting both debit and credit transfer under which transactions are processed in groups(batch) and released to the automated clearing house one or two days before settlement date.
목차 (Table of Contents)
참고문헌 (Reference)
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2 "전자자금이체법(Electronic Funds Transfers Act of 1978) 및「규정 E (Regulation E)」"
3 유선기, "전자자금이동제도에 관한 법적 연구" 성균관대학교 대학원 1997
4 정경영, "전자금융거래와 법" 박영사 2007
5 정경영, "자금이체제도의 법적 연구" 서울대학교 1994
6 이병렬, "은행간 온라인결제시스템에서 결제실패에 관한 고찰" 한국국제상학회 20 (20): 2005
7 이병렬, "신국제결제시스템으로서 전자자금이체에서의 고객보호에 관한 연구" 한국국제상학회 19 (19): 2004
8 "미국 통일상법전 제4A편(Uniform Commercial Code Article) 및 「규정(Regulation) Z」"
9 "대부진실법(Truth in Lending Act; TILA) 및「규정(Regulation) Z」"
10 이병렬, "국제전자결제시스템으로서 CHIPS에 관한 연구" 한국통상정보학회 8 (8): 2006
1 이병렬, "전자자금이체에서의 지급지시의 승낙에 관한 연구" 한국통상정보학회 9 (9): 2007
2 "전자자금이체법(Electronic Funds Transfers Act of 1978) 및「규정 E (Regulation E)」"
3 유선기, "전자자금이동제도에 관한 법적 연구" 성균관대학교 대학원 1997
4 정경영, "전자금융거래와 법" 박영사 2007
5 정경영, "자금이체제도의 법적 연구" 서울대학교 1994
6 이병렬, "은행간 온라인결제시스템에서 결제실패에 관한 고찰" 한국국제상학회 20 (20): 2005
7 이병렬, "신국제결제시스템으로서 전자자금이체에서의 고객보호에 관한 연구" 한국국제상학회 19 (19): 2004
8 "미국 통일상법전 제4A편(Uniform Commercial Code Article) 및 「규정(Regulation) Z」"
9 "대부진실법(Truth in Lending Act; TILA) 및「규정(Regulation) Z」"
10 이병렬, "국제전자결제시스템으로서 CHIPS에 관한 연구" 한국통상정보학회 8 (8): 2006
11 "http://www.oregonach.org, 20 Nov., 2007"
12 "http://www.nyfrb.org, 20 Nov., 2007"
13 "http://www.nacha.org, 19 Nov., 2007"
14 "http://www.fedwiredirectory.frb.org, 10 Nov., 2007"
15 "http://www.federalreserve.go/paymentsystem, 20 Nov., 2007"
16 "http//:www.CHIPS.org. 10 Jan., 2008"
17 \A delson,L.A., "The Number of Automated Clearing House transaction could hit 18 billions by 2010" 40 (40): 2003
18 Geva Benjamin, "The Law of Electronic Funds Transfers" Matthew Bender 2003
19 Geva Benjamin, "Recent UCC Article 4A Jurisprudence: Critical Analysis" 36 (36): 2003
20 Credit Union, "New ACH efficiences have credited faster cash flows and realtime financial data for consumer" 67 (67): 2001
21 Paul S. Turner, "Law of Payment System and EFT" Aspen Law & business 2002
22 Roger Leroy Miller, "Law for e-commerce" West/Thomas Learning 2002
23 Crawford Bradley, "International Credit Transfers: The influence of Article 4A on a Model Law" 19 : 1991
24 "Federal Reserve Bank's Uniform Operating Circular"
25 Baxter Thomas C., "Electronic Commerce and Transactions Article 4A and Electronic Payments" American Law Institute-American Bar Association Continuing Legal Education ALI-ABA Course of Study 1998
26 Geva Benjamin, "Daylight Overdrafts and Settlement failure-Credit Risk Controls in U.S. Wire Systems" 33 : 1987
27 Stone B.K., "Corporate Trade Payment: Hard Lesson in Product Design" Economic Review Federal Reserve Bank Atlanta 1986
28 Cooper,C., "Cleared for take off back is preparing to become the main automated clearing house in Europe" 50 : 2003
29 Fry Patricia Brumfield, "Basic Concepts in article 4A:Scope and Definition" 45 : 1990
30 "Appendix of the Uniform Operating Circular on Automated Clearinghouse Items of the Federal Reserve Banks(UOCACIFSB)"
31 Credit Union, "ACH payment hit the web NACHA's new guidences could boost ACH internet payment" 14 (14): 2001
32 Weger,B., "ACH for Bank-Centric EBPP long Used for Recutting bills" 40 (40): 2003
33 "ACH Rules"
한ㆍ중 전자선하증권 (e-B/L) 도입을 위한 협력모델에 관한 연구
학술지 이력
연월일 | 이력구분 | 이력상세 | 등재구분 |
---|---|---|---|
2022 | 평가예정 | 재인증평가 신청대상 (재인증) | |
2019-01-01 | 평가 | 등재학술지 유지 (계속평가) | |
2016-01-01 | 평가 | 등재학술지 선정 (계속평가) | |
2015-12-01 | 평가 | 등재후보로 하락 (기타) | |
2011-01-01 | 평가 | 등재학술지 유지 (등재유지) | |
2009-01-01 | 평가 | 등재학술지 유지 (등재유지) | |
2007-01-01 | 평가 | 등재학술지 유지 (등재유지) | |
2004-01-01 | 평가 | 등재학술지 선정 (등재후보2차) | |
2003-01-01 | 평가 | 등재후보 1차 PASS (등재후보1차) | |
2001-07-01 | 평가 | 등재후보학술지 선정 (신규평가) |
학술지 인용정보
기준연도 | WOS-KCI 통합IF(2년) | KCIF(2년) | KCIF(3년) |
---|---|---|---|
2016 | 0.59 | 0.59 | 0.56 |
KCIF(4년) | KCIF(5년) | 중심성지수(3년) | 즉시성지수 |
0.5 | 0.46 | 0.526 | 0.15 |