한국에 분포되어 있는 토착대두 근류균의 질산 환원 특성

최영주,이상규,조무제,최용락,윤한대,유진창 한국콩연구회 1987 韓國콩硏究會誌 Vol.4 No.1

연속적으로 대두를 재배한 토양과 신개간지 토양에서 재배한 대두 품종 단엽의 근류로부터 토착대두 근류균 87종을 분리하고 이들을 생장속도에 따라 Bradyrhizobium japonicum((slow-grower) 및 Rhizobium fredii(fast-grower)로 분류한 결과 전자가 55종, 후자가 32 종이었다. 이두그룹의 대두 근류균을 질산염 환원특성에 따라 denitrifying fastgrower(F-1), nitrate respiring fast-grower (F-Ⅱ), denitrifying slow-grower(S-I), 및 nitrate respiring slow-grower(S-Ⅱ)로 세분 되었으며, 분리균주 총 87종중 S-Ⅰ, S-Ⅱ, F-I 및 F-Ⅱ의 수는 각각 10, 22, 48및 7종이었다. 이들 각 group 대두 근류균의 균체단백질의 전기영동 pattern상의 차이를 1차 및 2차원 전기영동으로 분석한 결과 slow및 fast-grower간에는 현저한 차이를 관찰할 수 있었으나 동일생장속도를 가진 것 중 denitrifer와 nitrate respirer간에는 큰 차이가 없었다.

대구한의대학교 학생상담센터 운영 사례

최영주,김예주,최현옥 전국대학교학생상담센터협의회 2021 대학생활연구 Vol.27 No.1

저축은행 부실화에 있어 대주주의 영향과 법적 규제

최영주 부산대학교 법학연구소 2012 법학연구 Vol.53 No.3

2011년 1월 이후 약 1년 반 동안 110여개 저축은행 중 20개 저축은행이 금융감독당국으로부터 영업정지 조치를 받아 구조조정 대상이 되었다. 금융기관의 부실화는 시장여건 등 외부적 변수가 많이 작용하지만, 저축은행의 부실화에 있어서는 대주주의 심각한 모럴해저드가 주요 원인 중의 하나임을 확인하였다. 이러한 대주주의 모럴해저드를 막기 위하여 상호저축은행법은 몇 가지 제도적 장치를 마련해 두고 있다. 저축은행업 인가를 받기 위해서는 대주주가 법이 정한 요건을 충족해야 하고, 새로 저축은행의 대주주가 되려고 하는 자는 사전에 금융위원회의 승인을 받도록 하는 등 부적격 대주주의 진입을 제한하고 있다. 또한 대주주가 그 지위를 이용하여 저축은행을 사금고화 하거나 불공정한 거래를 하지 못하도록 하는 제도도 마련해 두고 있다. 그럼에도 저축은행 대주주의 여러 불법행위가 드러난 것은 법률상의 제도가 실효성을 갖지 못하고 있음을 의미한다. 최근 대주주자격유지심사제도가 법에 도입되는 등 몇 가지 추가적인 제도가 마련되었지만, 앞으로 대주주의 불법행위를 막기 위해서는 좀 더 실효성 있는 제도와 정책이 필요하다. 부적격자가 대주주가 되는 것을 사전에 막기 위해 감독당국이 좀 더 실질적인 기준으로 자격을 평가할 수 있어야 하며, 규모 면에서 은행에 상응하는 저축은행에 대하여는 은행과 같은 대주주 규제 또는 건전성 규제의 적용을 고려할 필요가 있다. In the past one and a half year since January 2011, Financial Supervisory Commission(FSC) suspended 20 savings banks among the approximate 110 and targeted them for restructuring. Although this insolvency of savings bank was largely affected by the external factors like market condition, it was revealed that serious moral hazard of large shareholders was one of the most important causes. Mutual Savings Bank Act stipulates some measures to prevent this kind of moral hazard. For instance, unqualified large shareholders are not allowed to enter this business. In order to obtain licence for the business of savings bank, large shareholders need to meet legal requirements, and those who want to be a large shareholder by acquiring shares also need to obtain approval from FSC in advance with satisfying legal requirements. In addition, the Act also stipulates some measures to prevent large shareholders from making the savings bank their private safe or unfair deal with their controlling power. We find, however, that these measures are not effective in the real market as many illegal behaviors of the large shareholders connotes. Recently, some additional measures, such as examining process of maintaining eligibility for a large shareholder, were introduced, but we need more effective measures and policy to regulate large shareholders. This article suggests that the supervisory authority need more discretionary and practical power to evaluate the eligibility of large shareholder, and large savings bank comparable to bank need to be regulated by a more strict standard similar to that of bank regarding large shareholder and prudence.

금융법상 사인에 대한 징계벌의 범위와 한계

최영주 부산대학교 법학연구소 2019 법학연구 Vol.60 No.1

Financial Services Commission(FSC) published its intention to impose disciplinary actions mainly on the institutions rather than on individuals and financial penalties rather than sanctions on status, in order to improve its practice of ‘A Plan to Innovate Disciplinary Actions in Financial Area’ in 2015. FSC finished the revision of related laws and regulations by the end of 2017. Disciplinary actions on individual, however, are still being used a lot at working level and many problems remain. Some disciplinary actions are inevitable for the efficiency of financial administration when considering the characteristics of the regulated industry. But one should refrain from relying heavily on the sanctions against individual. This article pointed out that imposing sanction on individual, among the disciplinary actions used by the FSC, is not well placed legally and probable violation of human rights. Therefore, this article recommends to limit it to senior officers and abolish it against employees if it is not practicable to abolish it completely. This article also recommends to use mainly those measures on senior officers in accordance with the goals of financial supervision to improve the prudence of financial companies and exclude disqualified persons from the business of the companies, and for the FSC to impose it directly for the clarification of remedial procedure of human rights. From the perspective of regulatory authority, one may argue that it is difficult to secure the efficiency of financial administration without the sanction on individuals. It could be settled, however, if a regulatory body use tougher sanction against institution enough to restrict the violation of law and misdeeds of individuals by itself. In addition, using financial penalties may minimize the side effect of disciplinary actions against institution such as suspension of business.

은행법상 은행업무의 기능에 관한 연구

최영주 부산대학교 법학연구소 2020 법학연구 Vol.61 No.4

The Banking Act requires those who wish to run the banking business to obtain government charter and strictly prohibits unauthorized banking operations. However, the meaning of the banking business, which requires approval, and the scope of work subject to specific approval, are not clear, leaving much room for confusion. It is not easy to recognize these problems because Banking Act explicitly define the concept of “banking”. However, the recent dispute between the U.S. OCC and the state of New York over the chartering of banks for FinTech has given important implications for the enforcement of domestic Banking Act. The concept of banking business should be operated in close connection with its accreditation system, and this uncertainty in banking business is greatly undermining the functions intended by this legislation. The concept of banking can be largely divided into functions that restrict banks' work and functions that restrict unauthorized entry into the banking industry. Due to the recent changes, however, in the financial industry and the insufficiency of the domestic legal system, there have been cases in which unauthorized individuals actually operate a part of banking business and there are more and more examples which are operated by legally authorized banks but actually by unauthorized entity in terms of external appearance and economic substance. In some cases, there is much room for interpreting the bank's unique business, which is subject to approval, as being able to be run without obtaining approval. Rather than suggesting direct improvements in the overall legal system regarding these issues, this article suggests some implications that need to be reflected in policymaking, such as improving regulations on the definition of the banking business, subdividing the banking business chartering system, and considering the enactment of the Integrated Banking Act.

은행의 조건부자본증권 발행에 관한 연구: 은행법 개정안을 중심으로

최영주 금융감독원 2015 금융감독연구 Vol.2 No.2

바젤3의 시행으로 2014년부터 은행의 조건부자본증권 발행이 크게 늘어나고 있다. 동 증권의 발행을 위해 2013년 자본시장법을 개정하여 법적 근거를 마련하였고 금융감독당국은 관련 규정을 개정하여 은행의 조건부자본증권 발행 기준을 정하였다. 그러나 주권상장법인에 대한 특례의 하나로 제도화함으로써 은행의 자기자본 확충 목적의 조건부자본증권 발행에 대한 근거와 기준이 명확하지 않은 부분이 있다. 이에 정부는 은행법 개정안을 마련하였으나 그 규정형식이나 일부 절차에 관한 규정의 보완이 필요해 보인다. 이 연구는 은행이 발행할 수 있는 조건부자본증권의 유형과 각각의 기능을 고려하여 개정안에서 보완이 필요한 부분을 연구하였다. 특히 은행법 개정안에서 도입한 은행지주회사주식 전환형 조건부자본증권의 발행절차와 관련하여 주주총회 특별결의와 반대주주의 주식매수청구권 부분은 재고의 필요가 있다는 점을 제시하였다.

금융법상 제재의 실효성과 개선방안의 모색

최영주 부산대학교 법학연구소 2022 법학연구 Vol.63 No.3

Among the recent district court judgments, conflicting judgments on similar cases have emerged. This case drew public attention in that it held the bank president responsible for the sale of the overseas interest rate-linked derivative-linked fund (DLF) that occurred in 2019. Regardless of conflicting results, the sanctions imposed by the financial supervisory authority did not work at all and the respondents were appointed or reappointed as the chairman of the financial group, raising questions about the sanctions function as a means of securing the effectiveness of financial supervisory administration. It is judged in this article that the financial supervisory authorities have already prepared and promoted a drastic improvement plan in relation to sanctions in 2015, but have not yet settled systematically and practically. First of all, it was confirmed that systematic errors occurred in the process of integrating and operating sanctions under a single sanction rule, that financial companies still rely on direct sanctions against individuals, especially against employees rather than executives, and that various effects are limited in the court's judicial review stage In response to these issues, the main conclusion is that, as in the policy advocated by the supervisory authorities, more epoch-making improvements in laws and practices are needed, focusing on sanctions on institutions rather than sanctions on individuals and monetary sanctions rather than sanctions on status. In addition, sanctions against executives are particularly subject to legal disputes and, in many cases, have no effect as a result, suggesting that a supplementary measure is needed to compensate for the loss of effectiveness due to court injunctions or prolonged trials.

아파트 거주자의 커뮤니티센터 시설 및 프로그램 만족도 -광주광역시 아파트를 중심으로-

최영주,김미희,Choi, Young-Joo,Kim, Mi-Hee 한국주거학회 2009 한국주거학회 논문집 Vol.20 No.5

The purpose of this study is to suggest the design guide-lines for the community center through the analysis of users' satisfaction on the community facilities and programs. This study was approached by using theoretical investigation, a field survey and a questionnaire survey. The field survey was analyzed the current situations by conducting a housing managers' interview and viewing a blueprint of the community center. The questionnaire survey was tested by examining five different apartment complexes of over 500 households in Gwang-ju, which were all built between 2005 and 2007, 268 users were interviewed for the questionnaire survey. After all the questionnaires were collected, the data was coded and analyzed using the SPSS 12.0 program. Statistics used from data analysis were frequencies, means, standard deviations, one-way ANOVA, t-test, and correlation analysis. To conclusion, the satisfaction and usage of community facilities and programs shows higher for the indoor exercise/sports; such as, yoga, golf, and health programs than others. There is no strong correlation between the location and layout of community facility in apartment complex. However, this study could be a reference data when planning a new community center where plans to have community facilities and programs to satisfy its future users.

Going Back to Metaphtonymy in Neologism

최영주 담화·인지언어학회 2014 담화와 인지 Vol.21 No.3

Goossens (1990) first demonstrated that metaphor and metonymy interact in a single unit, called metaphtonymy. Following the pioneering work, researchers, including Ruiz de Mendoza (1997) and Ruiz de Mendoza and Diez Velasco (2002) discovered that there are more types of conceptual complexes other than metaphtonymy, such as metaphoric amalgam and metonymic amalgam. Furthermore, Ruiz de Mendoza and Galera-Masegosa (2011) rejected three of the four metaphtonymy types Goossens suggested and argued that one more type of conceptual complexes has to be added in order to interpret phrasal verbs, namely metaphoric chains. This paper aims to investigate whether Korean and English new words exploit various types of conceptual complexes and whether any of the other types of metaphtonymy, that Ruiz de Mendoza and Diez Velasco (2002) rejected, is observed in the interpretation of the new words. The result shows that Korean and English neologisms do make use of all types of conceptual complexes and the result partly supports Goossens (1990) in that metaphor within metonymy type metaphtonymy, rejected by Ruiz de Mendoza and Galera-Masegosa (2011), is required for interpretation of new words.

On semantic extension of verb-particle constructions: the cases of stand up and stand out

최영주,나익주 담화·인지언어학회 2016 담화와 인지 Vol.23 No.1

Traditionally, verb-particle constructions have been regarded as inexplicable because the whole meaning of them does not seem to be directly interpretable based on the individual verbs and particles. However, Lindner (1981, 1982) and Morgan (1997) have successfully shown how the meanings of verb-particle constructions can be explained within the framework of cognitive semantics. However, they have not delved into the question how the literal combination of a verb and a particle extends its meaning through metaphor and metonymy. Bridging the gap, this paper deals with the cases where verbs and particles combine literally, but the combinations later on extend their meanings through metaphor, metonymy and sometimes through conceptual complexes of metaphor and metonymy, which is called metaphtonymy. As a showcase, the paper deals with how the literal combination of stand and up and that of stand and out develop their meanings through the metaphtonymic extensions based on the experiential basis of the real actions of standing up and standing out.