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RISS 인기검색어
- 검색키워드
- 저자 : Obsioma, A.R. (검색결과 2 건)
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Financial Literacy: A Case Study on a Senior High School in Calabarzon
Joram Obsioma The International Academy of Global Business and T 2018 The International Academy of Global Business and T Vol.14 No.1
This paper assessed the financial literacy of senior high school students in CALABARZON as well as some factors that can affect financial literacy. The Enhanced K to 12 basic educational program aims to produce graduates that are prepared for tertiary education, employment, and entrepreneurship. Thus, there is a need to ensure that senior high school students will get adequate education on financial literacy before finishing secondary education. Three out of the four fundamental financial concepts investigated to assess financial literacy were already taught in the Enhanced K to 12 curriculum. However, a majority of senior high school students were still found to have low financial literacy. Although most of the respondents had a good understanding of numeracy, several students were found to have a poor understanding of inflation and compound interest. Contrary to previous studies done outside the Philippines, the majority of the respondents were found to have a good understanding of risk diversification. The results of the study showed similar trends found with other previous financial literacy studies done in the country and internationally. The findings of this study may be found useful for curricular reforms for the secondary level of basic education.
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Capitan, S.S.,Momongan, V.G.,Obsioma, A.R.,del Barrio, A.N. Asian Australasian Association of Animal Productio 1992 Animal Bioscience Vol.5 No.2
One hundred sixty three (163) animals were used in $2{\times}2$ and $3{\times}2$ factorial experiment in randomized complete block design (RCBD) to determine the effect of clitoral stimulation during timed inseminations on the fertility of Philippine swamp buffaloes (carabaos). There were 3 separate trials conducted with two treatment groups per trial : control and with 30 second clitoral stimulation after each insemination. Parity, tone of uterus and site of semen deposition were also used as criteria in subdividing the main groups. The pregnancy rates of animals that received clitoral stimulation were significantly (p<0.05 or p<0.01) higher than those of control for both caraheifers (52.98 vs 31.41%) and caracows (52.68 vs 27.07%) ; under all uterine conditions : tone 1 (53.33 vs 31.75%), tone 2 (35.83 vs 22.82%) and tone 3 (75.65 vs 42.44%) ; and in both site of semen placement, cervix (43.99 vs 22.85%) and uterus (60.92% vs 37.81%). Fertility was also significantly (p<0.05) higher when semen was deposited in the uterus (49.37%) than in the cervix (33.42%). Interaction effect was insignificant. Clitoral stimulation should be utilized as a routine procedure following artificial insemination in carabaos.
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