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Financial Literacy: A Case Study on a Senior High School in Calabarzon
Joram Obsioma The International Academy of Global Business and T 2018 The International Academy of Global Business and T Vol.14 No.1
This paper assessed the financial literacy of senior high school students in CALABARZON as well as some factors that can affect financial literacy. The Enhanced K to 12 basic educational program aims to produce graduates that are prepared for tertiary education, employment, and entrepreneurship. Thus, there is a need to ensure that senior high school students will get adequate education on financial literacy before finishing secondary education. Three out of the four fundamental financial concepts investigated to assess financial literacy were already taught in the Enhanced K to 12 curriculum. However, a majority of senior high school students were still found to have low financial literacy. Although most of the respondents had a good understanding of numeracy, several students were found to have a poor understanding of inflation and compound interest. Contrary to previous studies done outside the Philippines, the majority of the respondents were found to have a good understanding of risk diversification. The results of the study showed similar trends found with other previous financial literacy studies done in the country and internationally. The findings of this study may be found useful for curricular reforms for the secondary level of basic education.