http://chineseinput.net/에서 pinyin(병음)방식으로 중국어를 변환할 수 있습니다.
변환된 중국어를 복사하여 사용하시면 됩니다.
MICROFINANCE AND THE DECLINE OF POVERTY: EVIDENCE FROM THE NINETEENTH-CENTURY NETHERLANDS
HEIDI DENEWETH,OSCAR GELDERBLOM,JOOST JONKER 중앙대학교 경제연구소 2014 Journal of Economic Development Vol.39 No.1
Applying insights from recent literature on the financial behaviour of poor households in developing countries to the nineteenth-century Netherlands, we show that micro finance type institutions failed to alleviate the country’s persistent poverty for the same reasons found today. The numerous institutions launched failed to reach the customers targeted because, like the poor households analyzed in the modern literature, the Dutch poor lacked the money to use them and relied on a combination of makeshift and network solutions instead until rising wages from about 1870 widened their options. Consequently growth preceded finance, not the other way around.