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- 저자 : 하만욱 (검색결과 2 건)
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地域信用保證組合의 活性化 方案에 관한 硏究 : 慶南信用保證組合을 中心으로
하만욱 부산대학교 행정대학원 1999 국내석사
The Local Credit Guarantee Corporation is type of credit guarantee corporation mainly targeted to the fostering of local small and medium enterprises which are suffered from the financial unstability and weak credibility. Since Kyongsangnam-do province first founded Kyongnam Local Credit Guarantee Corporation in 1996, a total of eight local credit guarantee corporation in 1996, a total of eight local credit guarantee corporations have been founded in the nations. Although its history is very short, several problems including the lack of managing laws and regulations, a shortage of revenue source and early exhaustion of the funds, a high of subrogation, and the lack of proper credit screening capability. The purpose of this thesis is to solve the problems lying in the management of local credit guarantee corporation by examining the experiences and consequences in the three years of the management of local credit guarantee corporations. Depending on the analysis on the major statistics, we suggest the following four ways of improving the management at well as function of local credit guarantee corporations. First, the establishment of the Credit Guarantee Corporation Act and its functional specification. Second, steady expansion of a revenue source for guarantee and the improvement of reliability and objectivity of guarantee task. Third, the strengthening of Credit-screening capability and the establishment of well-qualified personnels. Fourth, the introduction of a partial guarantee system and increase in the number of a banking institution that conduct that business. Thus, some measures needed to normalize the guarantee system were mentioned above, but the bottom line is that the central and local government, enterprises, banking institutions, and a Local Credit Guarantee Corporation itself have to demonstrate a remarkable determination to stimulate The Credit Guarantee Corporation.
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