사회복지사의 노후준비에 관한 연구 : 경남지역 사회복지기관을 중심으로 = A Study on the Social Worker's Preparation for Retirement : Focused on Gyeongnam Community Welfare Institutions

국문 초록 (Abstract)

사회복지사의 노후준비에 관한 선행연구를 보면 아직 그다지 활발하게 논의가 이루어지고 있지는 않지만, 사회복지사의 노후준비 인식과 실태에 관한 몇몇 시사적인 연구결과들이 제시되어 있어 주목할 만하다. 가령, 사회복지사들의 노후준비 인식과 노후준비 실태를 경제적, 정서적, 신체적 요인을 중심으로 조사한 결과를 보면 노후준비 인식은 매우 높게 나타났지만 노후준비 실태는 낮다고 하였다(김정표, 2005). 또한, 노후준비 인식과 노후준비 실태에 영향을 미치는 결정요인을 분석한 결과 혼인 상태, 학력, 직종과 직급, 이직, 퇴직금 제도가 노후준비에 큰 영향을 미치고 있다고 하였다(이춘희, 2008). 본 연구는 이러한 선행연구의 연장선상에서 사회복지사의 인구사회학적 특성과 직업적 환경이 사회복지사의 노후준비 인식과 실태에 어떠한 영향을 미치는지를 체계적으로 규명함으로써 사회복지사의 안정적인 노후설계를 위한 기초자료를 제공하고자 한다.

다국어 초록 (Multilingual Abstract)

The purpose of this study is to investigate the effect of social demographic characteristics and occupational environment on social workers' perception and behavior for preparing their retirement. The perception and behavior for preparing retirement consist of three sub–dimensions(Economic, emotional, and physical areas) respectively. Altimately, this study will suggests the policy and practical implications of social workers' retirement design support. For this study, we conducted a structured questionnaire survey of 289 social workers working in social welfare facilities in Gyeongsang nam-do.
Data analysis was performed through SPSS for Windows ver.22.0 program. As a concrete analysis method, descriptive statistics, reliability test, T-test, ANOVA analysis, post analysis, and multiple regression analysis were used. The results of this study are summarized as follows.
First, the level of social workers' perception for preparing retirement. was average at 3.2392(mean) In terms of three sub-dimensions of retirement preparation recognition, 'Economic perception for preparing retirement' was the highest at 3.2725(mean), followed by 'Emotional perception for preparing retirement' at 3.2307(mean) and 'Physical perception for preparing retirement' at 3.1592(mean).
Seconds, the level of social workers' behavior for preparing retirement. was average at 3.1070(mean) In terms of three sub-dimensions of retirement preparation recognition, 'Emotional behavior for preparing retirement' was the highest at 3.6301(mean), followed by 'Physica behavior for preparing retirement' at 2.9602(mean) and 'Economic behavior for preparing retirement' at 2.7307(mean).
Third, There was equally group differences between the perception and behavior or preparing retirement. According to the social demographic characteristics(age, final educational background, marital status, and the type of household) have differences in the case of the perception and behavior for preparing retirement. Also, the perception and behavior for preparing retirement were different according to occupational environment such as employment type, work experience, position type and total income.
Fourth, multiple regression analysis was conducted to examine factors affecting The perception and behavior for preparing retirement. The results of this study show that employment status, working experience, and facility sector have an influence on the overall perception for preparing retirement. Also, the age, spouse status, employment type, work experience, type of facility have an influence on the overall behavior for preparing retirement.
Based on the above results, the suggestions for the preparation of social workers' retirement are as follows. First, Economic perception for preparing retirement was the highest among the perception for preparing retirement. However, Economic behavior for preparing retirement is the lowest level among the behavior for preparing retirement. This means that social workers have difficulties in preparing for economic deprivation and are not getting enough preparedness. Above all, active intervention and efforts of the government and local governments are needed for social workers who can not prepare for economic retirement due to low income and salary. Since the current salaries of social workers are low, it seems urgent to find a reasonable plan to increase pay. In addition, it is necessary to strengthen the welfare system such as loan for housing funds and support for living expenses.
Seconds, The term, “Health in old age is more important than economic” related the Physical perception for preparing retirement was the highest. However, “I exercise regularly for a healthy life of old age” was relatively low. When asked about the overall aging preparation situation, the most important factor in aging was the question "Living healthy" (34.4%). This means that social workers are at the forefront of health than economics, but they are having difficulty in preparing for their physical aging due to excessive work and poor working conditions. Therefore, the government and social welfare organizations should work together to raise the health status of the social workers and improve the work environment so that they can be interested in the preparation of social workers' old age.
Third, It is necessary to establish a systematic and professional design support system for social workers' retirement preparation. In response to the question, "Do you participate in retirement planning counseling or education to prepare for retirement," 214 (74.0%) of the many social workers answered that they did not. This is a very high figure. In addition, 107 respondents (50.0%) answered that they did not know how to receive such education about questions "Why did not receive education for old age"? This is half of the total response. A professional support system should be established to provide systematic and comprehensive support for social workers' stable and successful retirement preparation. In addition, the Korean Association of Social Workers should establish a education program on retirement preparation in social welfare worker education.

목차 (Table of Contents)

• I. 연구의 배경 및 목적 1
• II. 연구의 이론적 배경 4
• III. 연구방법 7
• IV. 연구결과 11
• V. 결론 및 함의 23
• 참고문헌 25
• Abstract 27